Comenity Bank is a bank based in Wilmington, Delaware, established in 1989, with $7.8 billion in total assets across 1 branch. By Trust Grade it ranks 4th of 16 banks we track in Delaware. Its capital ratio of 13.6% is stronger than 88% of similarly sized banks, versus a Delaware median of 13.8%. It was profitable over the most recent period, with a 5.25% return on assets. No consumer complaints against Comenity Bank appear in the CFPB database over our analysis window — common for an institution of this size and a point in its favor.
How Comenity Bank compares to Delaware peers
How we graded Comenity Bank
The Trust Grade blends financial strength with complaint history. Full methodology →
- Strongly capitalized (13.6% capital ratio)
- Strongly profitable (ROA 5.25%)
- No CFPB complaints on record
Consumer complaints (CFPB)
No CFPB complaints are on file for Comenity Bank over the analysis window. For a smaller institution this is common and counts in its favor.
Branch locations (1)
- 1 Righter Pkwy, Wilmington, DE 19803
Are deposits at Comenity Bank insured?
Yes. Comenity Bank is an FDIC-insured bank (FDIC certificate #27499). Deposits are federally insured up to $250,000per depositor, per ownership category — regardless of this institution's Trust Grade. The grade reflects financial strength and complaint history for comparison, not the safety of insured deposits.
Comenity Bank: frequently asked questions
Is Comenity Bank a good bank?
Comenity Bank earns a Bankzia Trust Grade of A (98/100, "Excellent"), based on a financial-strength score of 98/100 (it has no CFPB complaints on record). Strongly capitalized (13.6% capital ratio); Strongly profitable (ROA 5.25%).
Is Comenity Bank FDIC-insured?
Yes. Comenity Bank is a FDIC-insured bank (FDIC certificate #27499). Deposits are protected up to the standard FDIC limit of $250,000 per depositor, per ownership category.
How big is Comenity Bank?
Comenity Bank holds $7.8 billion in total assets, ranking 4th of 16 banks we track in Delaware. It operates 1 branch.
Does Comenity Bank have CFPB complaints?
No CFPB complaints against Comenity Bank appear in our data over the analysis window, which is typical for a bank of this size.
Similar Banks
Financial data from FDIC call reports; complaint data from the CFPB Consumer Complaint Database. Bankzia is an independent resource and is not affiliated with any government agency or financial institution. Figures are for general information, not financial advice.
