Deer Lodge County School Emp vs Ravalli County
Comparing a Credit Union in Anaconda, MT with a Credit Union in Hamilton, MT using federal FDIC, NCUA, and CFPB data. Trust Grades reflect financial strength and complaint history.
| Deer Lodge County School Emp ↗ Credit Union · Anaconda, MT · Est. 1956 | Ravalli County ↗ Credit Union · Hamilton, MT · Est. 1969 | |
|---|---|---|
| Trust Grade | A · 98/100 | A · 98/100 |
| Institution type | Credit Union | Credit Union |
| Location | Anaconda, MT | Hamilton, MT |
| Total assets | $9.9M | $89.1M |
| Net worth ratio | 13.0% | 13.5% |
| Return on assets | 1.8% | 1.8% |
| Shares & deposits | — | — |
| Members | 476 | 6,272 |
| CFPB complaints | 0 | 0 |
| Complaints / $1B assets | — | — |
| State rank | #5 of 41 | #6 of 41 |
| Established | 1956 | 1969 |
Deer Lodge County School Emp
- Assets: $9.9M
- Members: 476
- Capital ratio: 13.0%
- Return on assets: 1.8%
- CFPB complaints: 0
- State rank: #5 of 41
Ravalli County
- Assets: $89.1M
- Members: 6,272
- Capital ratio: 13.5%
- Return on assets: 1.8%
- CFPB complaints: 0
- State rank: #6 of 41
Are both institutions federally insured?
Yes. Deer Lodge County School Emp is NCUA-insured and Ravalli County is NCUA-insured. Both protect deposits up to $250,000 per depositor, per ownership category, regardless of Trust Grade. The Trust Grade reflects financial strength and complaint history — not the safety of insured deposits. Estimate your coverage →
Frequently asked questions
Which is better, Deer Lodge County School Emp or Ravalli County?
Based on Bankzia's Trust Grade — which blends financial strength (capital ratio, ROA) with CFPB complaint history — Deer Lodge County School Emp scores higher with a grade of A (98/100). However, "better" depends on your needs: if you prioritize branch access, local service, or membership eligibility for a credit union, the lower-scoring option may still be the right choice for you.
Is Deer Lodge County School Emp safe?
Yes — Deer Lodge County School Emp is NCUA-insured, meaning deposits up to $250,000 per depositor, per ownership category are federally protected regardless of the institution's Trust Grade. Its Trust Grade is A (98/100), reflecting its financial strength and complaint history relative to peers.
Is Ravalli County safe?
Yes — Ravalli County is NCUA-insured, meaning deposits up to $250,000 per depositor, per ownership category are federally protected. Its Trust Grade is A (98/100).
What is the capital ratio of Deer Lodge County School Emp vs Ravalli County?
Deer Lodge County School Emp has a net worth ratio of 13.0%, placing it in the bottom 41% of <$100M peers. Ravalli County's ratio is 13.5%, placing it in the bottom 44% of <$100M peers. A higher capital ratio generally signals a stronger financial cushion.
How many complaints does Deer Lodge County School Emp have compared to Ravalli County?
The CFPB database shows 0 complaints against Deer Lodge County School Emp, and 0 complaints against Ravalli County. The per-$1B rate adjusts for institution size and is a more meaningful comparison metric.
How does Bankzia calculate the Trust Grade?
The Trust Grade combines a financial strength score (based on capital ratio, return on assets, and other FDIC/NCUA metrics) with a customer experience score derived from CFPB complaint data. The scores are weighted and normalized within peer groups by institution size and type. See our full methodology for details.
Compare Deer Lodge County School Emp with other Credit Unions in Montana
Financial data from NCUA call reports; complaint data from the CFPB Consumer Complaint Database. Bankzia is independent and not affiliated with any government agency or financial institution.
