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credit union

Ravalli County

Hamilton, MT · Est. 1969
A
Trust Grade
Excellent
Score: 98/100

Ravalli County is a credit union based in Hamilton, Montana, established in 1969, with $89 million in total assets serving 6,272 members. By Trust Grade it ranks 6th of 41 credit unions we track in Montana. Its net worth ratio of 13.5% trails most similarly sized credit unions (44th percentile), versus a Montana median of 11.9%. It was profitable over the most recent period, with a 1.82% return on assets. No consumer complaints against Ravalli County appear in the CFPB database over our analysis window — common for an institution of this size and a point in its favor.

Total assets
$89.1M
<$100M institution
Members
6,272
Shares & deposits
Net worth ratio
13.5%
Bottom 44% of <$100M peers · Montana median 11.9%
Return on assets
1.8%
Top 9% of <$100M peers · Montana median 0.78%
Rank in Montana
#6
of 41 credit unions

How Ravalli County compares to Montana peers

Net worth ratio
Bottom 44% of <$100M peers
Ravalli County
13.5%
Montana median
11.9%
Higher capital ratio = stronger financial cushion
Return on assets
Top 9% of <$100M peers
Ravalli County
1.8%
Montana median
0.8%
Higher ROA = more profitable relative to asset base

How we graded Ravalli County

The Trust Grade blends financial strength with complaint history. Full methodology →

Financial strength
98/100
Customer experience
n/a
Overall
A · 98
  • Strongly capitalized (13.5% capital ratio)
  • Strongly profitable (ROA 1.82%)
  • No CFPB complaints on record

Consumer complaints (CFPB)

No CFPB complaints are on file for Ravalli County over the analysis window. For a smaller institution this is common and counts in its favor.

Are deposits at Ravalli County insured?

Yes. Ravalli County is an NCUA-insured credit union. Deposits are federally insured up to $250,000per depositor, per ownership category — regardless of this institution's Trust Grade. The grade reflects financial strength and complaint history for comparison, not the safety of insured deposits.

Ravalli County: frequently asked questions

Is Ravalli County a good credit union?

Ravalli County earns a Bankzia Trust Grade of A (98/100, "Excellent"), based on a financial-strength score of 98/100 (it has no CFPB complaints on record). Strongly capitalized (13.5% capital ratio); Strongly profitable (ROA 1.82%).

Is Ravalli County NCUA-insured?

Yes. Ravalli County is a NCUA-insured credit union. Deposits are protected up to the standard NCUA limit of $250,000 per depositor, per ownership category.

How big is Ravalli County?

Ravalli County holds $89 million in total assets, ranking 6th of 41 credit unions we track in Montana. It serves 6,272 members.

Does Ravalli County have CFPB complaints?

No CFPB complaints against Ravalli County appear in our data over the analysis window, which is typical for a credit union of this size.

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Financial data from NCUA call reports; complaint data from the CFPB Consumer Complaint Database. Bankzia is an independent resource and is not affiliated with any government agency or financial institution. Figures are for general information, not financial advice.

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