Financial Horizons vs Boulder Dam
Comparing a Credit Union in Hawthorne, NV with a Credit Union in Boulder City, NV using federal FDIC, NCUA, and CFPB data. Trust Grades reflect financial strength and complaint history.
| Financial Horizons ↗ Credit Union · Hawthorne, NV · Est. 1947 | Boulder Dam ↗ Credit Union · Boulder City, NV · Est. 1940 | |
|---|---|---|
| Trust Grade | A · 98/100 | A · 98/100 |
| Institution type | Credit Union | Credit Union |
| Location | Hawthorne, NV | Boulder City, NV |
| Total assets | $314.1M | $865.0M |
| Net worth ratio | 12.6% | 14.5% |
| Return on assets | 1.6% | 1.4% |
| Shares & deposits | — | — |
| Members | 14,443 | 19,909 |
| CFPB complaints | 0 | 0 |
| Complaints / $1B assets | — | — |
| State rank | #5 of 13 | #6 of 13 |
| Established | 1947 | 1940 |
Financial Horizons
- Assets: $314.1M
- Members: 14,443
- Capital ratio: 12.6%
- Return on assets: 1.6%
- CFPB complaints: 0
- State rank: #5 of 13
Boulder Dam
- Assets: $865.0M
- Members: 19,909
- Capital ratio: 14.5%
- Return on assets: 1.4%
- CFPB complaints: 0
- State rank: #6 of 13
Are both institutions federally insured?
Yes. Financial Horizons is NCUA-insured and Boulder Dam is NCUA-insured. Both protect deposits up to $250,000 per depositor, per ownership category, regardless of Trust Grade. The Trust Grade reflects financial strength and complaint history — not the safety of insured deposits. Estimate your coverage →
Frequently asked questions
Which is better, Financial Horizons or Boulder Dam?
Based on Bankzia's Trust Grade — which blends financial strength (capital ratio, ROA) with CFPB complaint history — Financial Horizons scores higher with a grade of A (98/100). However, "better" depends on your needs: if you prioritize branch access, local service, or membership eligibility for a credit union, the lower-scoring option may still be the right choice for you.
Is Financial Horizons safe?
Yes — Financial Horizons is NCUA-insured, meaning deposits up to $250,000 per depositor, per ownership category are federally protected regardless of the institution's Trust Grade. Its Trust Grade is A (98/100), reflecting its financial strength and complaint history relative to peers.
Is Boulder Dam safe?
Yes — Boulder Dam is NCUA-insured, meaning deposits up to $250,000 per depositor, per ownership category are federally protected. Its Trust Grade is A (98/100).
What is the capital ratio of Financial Horizons vs Boulder Dam?
Financial Horizons has a net worth ratio of 12.6%, placing it in the top 32% of $100M–1B peers. Boulder Dam's ratio is 14.5%, placing it in the top 16% of $100M–1B peers. A higher capital ratio generally signals a stronger financial cushion.
How many complaints does Financial Horizons have compared to Boulder Dam?
The CFPB database shows 0 complaints against Financial Horizons, and 0 complaints against Boulder Dam. The per-$1B rate adjusts for institution size and is a more meaningful comparison metric.
How does Bankzia calculate the Trust Grade?
The Trust Grade combines a financial strength score (based on capital ratio, return on assets, and other FDIC/NCUA metrics) with a customer experience score derived from CFPB complaint data. The scores are weighted and normalized within peer groups by institution size and type. See our full methodology for details.
Compare Financial Horizons with other Credit Unions in Nevada
Financial data from NCUA call reports; complaint data from the CFPB Consumer Complaint Database. Bankzia is independent and not affiliated with any government agency or financial institution.
