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credit union

Financial Horizons

Hawthorne, NV · Est. 1947
A
Trust Grade
Excellent
Score: 98/100

Financial Horizons is a credit union based in Hawthorne, Nevada, established in 1947, with $314 million in total assets serving 14,443 members. By Trust Grade it ranks 5th of 13 credit unions we track in Nevada. Its net worth ratio of 12.6% is stronger than 68% of similarly sized credit unions, versus a Nevada median of 12.4%. It was profitable over the most recent period, with a 1.55% return on assets. No consumer complaints against Financial Horizons appear in the CFPB database over our analysis window — common for an institution of this size and a point in its favor.

Total assets
$314.1M
$100M–1B institution
Members
14,443
Shares & deposits
Net worth ratio
12.6%
Top 32% of $100M–1B peers · Nevada median 12.4%
Return on assets
1.6%
Top 10% of $100M–1B peers · Nevada median 0.95%
Rank in Nevada
#5
of 13 credit unions

How Financial Horizons compares to Nevada peers

Net worth ratio
Top 32% of $100M–1B peers
Financial Horizons
12.6%
Nevada median
12.4%
Higher capital ratio = stronger financial cushion
Return on assets
Top 10% of $100M–1B peers
Financial Horizons
1.6%
Nevada median
0.9%
Higher ROA = more profitable relative to asset base

How we graded Financial Horizons

The Trust Grade blends financial strength with complaint history. Full methodology →

Financial strength
98/100
Customer experience
n/a
Overall
A · 98
  • Strongly capitalized (12.6% capital ratio)
  • Strongly profitable (ROA 1.55%)
  • No CFPB complaints on record

Consumer complaints (CFPB)

No CFPB complaints are on file for Financial Horizons over the analysis window. For a smaller institution this is common and counts in its favor.

Are deposits at Financial Horizons insured?

Yes. Financial Horizons is an NCUA-insured credit union. Deposits are federally insured up to $250,000per depositor, per ownership category — regardless of this institution's Trust Grade. The grade reflects financial strength and complaint history for comparison, not the safety of insured deposits.

Financial Horizons: frequently asked questions

Is Financial Horizons a good credit union?

Financial Horizons earns a Bankzia Trust Grade of A (98/100, "Excellent"), based on a financial-strength score of 98/100 (it has no CFPB complaints on record). Strongly capitalized (12.6% capital ratio); Strongly profitable (ROA 1.55%).

Is Financial Horizons NCUA-insured?

Yes. Financial Horizons is a NCUA-insured credit union. Deposits are protected up to the standard NCUA limit of $250,000 per depositor, per ownership category.

How big is Financial Horizons?

Financial Horizons holds $314 million in total assets, ranking 5th of 13 credit unions we track in Nevada. It serves 14,443 members.

Does Financial Horizons have CFPB complaints?

No CFPB complaints against Financial Horizons appear in our data over the analysis window, which is typical for a credit union of this size.

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Financial data from NCUA call reports; complaint data from the CFPB Consumer Complaint Database. Bankzia is an independent resource and is not affiliated with any government agency or financial institution. Figures are for general information, not financial advice.

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