Financial Horizons vs One Nevada
Comparing a Credit Union in Hawthorne, NV with a Credit Union in Las Vegas, NV using federal FDIC, NCUA, and CFPB data. Trust Grades reflect financial strength and complaint history.
| Financial Horizons ↗ Credit Union · Hawthorne, NV · Est. 1947 | One Nevada ↗ Credit Union · Las Vegas, NV · Est. 1950 | |
|---|---|---|
| Trust Grade | A · 98/100 | A · 98/100 |
| Institution type | Credit Union | Credit Union |
| Location | Hawthorne, NV | Las Vegas, NV |
| Total assets | $314.1M | $1.5B |
| Net worth ratio | 12.6% | 16.3% |
| Return on assets | 1.6% | 1.4% |
| Shares & deposits | — | — |
| Members | 14,443 | 74,308 |
| CFPB complaints | 0 | 0 |
| Complaints / $1B assets | — | — |
| State rank | #5 of 13 | #4 of 13 |
| Established | 1947 | 1950 |
Financial Horizons
- Assets: $314.1M
- Members: 14,443
- Capital ratio: 12.6%
- Return on assets: 1.6%
- CFPB complaints: 0
- State rank: #5 of 13
One Nevada
- Assets: $1.5B
- Members: 74,308
- Capital ratio: 16.3%
- Return on assets: 1.4%
- CFPB complaints: 0
- State rank: #4 of 13
Are both institutions federally insured?
Yes. Financial Horizons is NCUA-insured and One Nevada is NCUA-insured. Both protect deposits up to $250,000 per depositor, per ownership category, regardless of Trust Grade. The Trust Grade reflects financial strength and complaint history — not the safety of insured deposits. Estimate your coverage →
Frequently asked questions
Which is better, Financial Horizons or One Nevada?
Based on Bankzia's Trust Grade — which blends financial strength (capital ratio, ROA) with CFPB complaint history — Financial Horizons scores higher with a grade of A (98/100). However, "better" depends on your needs: if you prioritize branch access, local service, or membership eligibility for a credit union, the lower-scoring option may still be the right choice for you.
Is Financial Horizons safe?
Yes — Financial Horizons is NCUA-insured, meaning deposits up to $250,000 per depositor, per ownership category are federally protected regardless of the institution's Trust Grade. Its Trust Grade is A (98/100), reflecting its financial strength and complaint history relative to peers.
Is One Nevada safe?
Yes — One Nevada is NCUA-insured, meaning deposits up to $250,000 per depositor, per ownership category are federally protected. Its Trust Grade is A (98/100).
What is the capital ratio of Financial Horizons vs One Nevada?
Financial Horizons has a net worth ratio of 12.6%, placing it in the top 32% of $100M–1B peers. One Nevada's ratio is 16.3%, placing it in the top 4% of $1B–10B peers. A higher capital ratio generally signals a stronger financial cushion.
How many complaints does Financial Horizons have compared to One Nevada?
The CFPB database shows 0 complaints against Financial Horizons, and 0 complaints against One Nevada. The per-$1B rate adjusts for institution size and is a more meaningful comparison metric.
How does Bankzia calculate the Trust Grade?
The Trust Grade combines a financial strength score (based on capital ratio, return on assets, and other FDIC/NCUA metrics) with a customer experience score derived from CFPB complaint data. The scores are weighted and normalized within peer groups by institution size and type. See our full methodology for details.
Compare Financial Horizons with other Credit Unions in Nevada
Financial data from NCUA call reports; complaint data from the CFPB Consumer Complaint Database. Bankzia is independent and not affiliated with any government agency or financial institution.
