Green Mountain vs 802
Comparing a Credit Union in South Burlingto, VT with a Credit Union in Barre, VT using federal FDIC, NCUA, and CFPB data. Trust Grades reflect financial strength and complaint history.
| Green Mountain ↗ Credit Union · South Burlingto, VT · Est. 1959 | 802 ↗ Credit Union · Barre, VT · Est. 1953 | |
|---|---|---|
| Trust Grade | A · 93/100 | A · 98/100 |
| Institution type | Credit Union | Credit Union |
| Location | South Burlingto, VT | Barre, VT |
| Total assets | $151.5M | $500.3M |
| Net worth ratio | 13.2% | 12.4% |
| Return on assets | 0.4% | 1.2% |
| Shares & deposits | — | — |
| Members | 10,123 | 42,126 |
| CFPB complaints | 0 | 0 |
| Complaints / $1B assets | — | — |
| State rank | #5 of 13 | #1 of 13 |
| Established | 1959 | 1953 |
Green Mountain
- Assets: $151.5M
- Members: 10,123
- Capital ratio: 13.2%
- Return on assets: 0.4%
- CFPB complaints: 0
- State rank: #5 of 13
802
- Assets: $500.3M
- Members: 42,126
- Capital ratio: 12.4%
- Return on assets: 1.2%
- CFPB complaints: 0
- State rank: #1 of 13
Are both institutions federally insured?
Yes. Green Mountain is NCUA-insured and 802 is NCUA-insured. Both protect deposits up to $250,000 per depositor, per ownership category, regardless of Trust Grade. The Trust Grade reflects financial strength and complaint history — not the safety of insured deposits. Estimate your coverage →
Frequently asked questions
Which is better, Green Mountain or 802?
Based on Bankzia's Trust Grade — which blends financial strength (capital ratio, ROA) with CFPB complaint history — 802 scores higher with a grade of A (98/100). However, "better" depends on your needs: if you prioritize branch access, local service, or membership eligibility for a credit union, the lower-scoring option may still be the right choice for you.
Is Green Mountain safe?
Yes — Green Mountain is NCUA-insured, meaning deposits up to $250,000 per depositor, per ownership category are federally protected regardless of the institution's Trust Grade. Its Trust Grade is A (93/100), reflecting its financial strength and complaint history relative to peers.
Is 802 safe?
Yes — 802 is NCUA-insured, meaning deposits up to $250,000 per depositor, per ownership category are federally protected. Its Trust Grade is A (98/100).
What is the capital ratio of Green Mountain vs 802?
Green Mountain has a net worth ratio of 13.2%, placing it in the top 27% of $100M–1B peers. 802's ratio is 12.4%, placing it in the top 34% of $100M–1B peers. A higher capital ratio generally signals a stronger financial cushion.
How many complaints does Green Mountain have compared to 802?
The CFPB database shows 0 complaints against Green Mountain, and 0 complaints against 802. The per-$1B rate adjusts for institution size and is a more meaningful comparison metric.
How does Bankzia calculate the Trust Grade?
The Trust Grade combines a financial strength score (based on capital ratio, return on assets, and other FDIC/NCUA metrics) with a customer experience score derived from CFPB complaint data. The scores are weighted and normalized within peer groups by institution size and type. See our full methodology for details.
Compare Green Mountain with other Credit Unions in Vermont
Financial data from NCUA call reports; complaint data from the CFPB Consumer Complaint Database. Bankzia is independent and not affiliated with any government agency or financial institution.
