Oklahoma vs Red River
Comparing a Credit Union in Oklahoma City, OK with a Credit Union in Altus, OK using federal FDIC, NCUA, and CFPB data. Trust Grades reflect financial strength and complaint history.
| Oklahoma ↗ Credit Union · Oklahoma City, OK · Est. 1951 | Red River ↗ Credit Union · Altus, OK · Est. 1957 | |
|---|---|---|
| Trust Grade | A · 98/100 | A · 98/100 |
| Institution type | Credit Union | Credit Union |
| Location | Oklahoma City, OK | Altus, OK |
| Total assets | $197.4M | $164.0M |
| Net worth ratio | 19.9% | 12.0% |
| Return on assets | 1.6% | 1.5% |
| Shares & deposits | — | — |
| Members | 9,491 | 9,049 |
| CFPB complaints | 0 | 0 |
| Complaints / $1B assets | — | — |
| State rank | #3 of 53 | #5 of 53 |
| Established | 1951 | 1957 |
Oklahoma
- Assets: $197.4M
- Members: 9,491
- Capital ratio: 19.9%
- Return on assets: 1.6%
- CFPB complaints: 0
- State rank: #3 of 53
Red River
- Assets: $164.0M
- Members: 9,049
- Capital ratio: 12.0%
- Return on assets: 1.5%
- CFPB complaints: 0
- State rank: #5 of 53
Are both institutions federally insured?
Yes. Oklahoma is NCUA-insured and Red River is NCUA-insured. Both protect deposits up to $250,000 per depositor, per ownership category, regardless of Trust Grade. The Trust Grade reflects financial strength and complaint history — not the safety of insured deposits. Estimate your coverage →
Frequently asked questions
Which is better, Oklahoma or Red River?
Based on Bankzia's Trust Grade — which blends financial strength (capital ratio, ROA) with CFPB complaint history — Oklahoma scores higher with a grade of A (98/100). However, "better" depends on your needs: if you prioritize branch access, local service, or membership eligibility for a credit union, the lower-scoring option may still be the right choice for you.
Is Oklahoma safe?
Yes — Oklahoma is NCUA-insured, meaning deposits up to $250,000 per depositor, per ownership category are federally protected regardless of the institution's Trust Grade. Its Trust Grade is A (98/100), reflecting its financial strength and complaint history relative to peers.
Is Red River safe?
Yes — Red River is NCUA-insured, meaning deposits up to $250,000 per depositor, per ownership category are federally protected. Its Trust Grade is A (98/100).
What is the capital ratio of Oklahoma vs Red River?
Oklahoma has a net worth ratio of 19.9%, placing it in the top 3% of $100M–1B peers. Red River's ratio is 12.0%, placing it in the top 40% of $100M–1B peers. A higher capital ratio generally signals a stronger financial cushion.
How many complaints does Oklahoma have compared to Red River?
The CFPB database shows 0 complaints against Oklahoma, and 0 complaints against Red River. The per-$1B rate adjusts for institution size and is a more meaningful comparison metric.
How does Bankzia calculate the Trust Grade?
The Trust Grade combines a financial strength score (based on capital ratio, return on assets, and other FDIC/NCUA metrics) with a customer experience score derived from CFPB complaint data. The scores are weighted and normalized within peer groups by institution size and type. See our full methodology for details.
Compare Oklahoma with other Credit Unions in Oklahoma
Financial data from NCUA call reports; complaint data from the CFPB Consumer Complaint Database. Bankzia is independent and not affiliated with any government agency or financial institution.
