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credit union

Red River

Altus, OK · Est. 1957
A
Trust Grade
Excellent
Score: 98/100

Red River is a credit union based in Altus, Oklahoma, established in 1957, with $164 million in total assets serving 9,049 members. By Trust Grade it ranks 5th of 53 credit unions we track in Oklahoma. Its net worth ratio of 12.0% is stronger than 60% of similarly sized credit unions, versus a Oklahoma median of 12.5%. It was profitable over the most recent period, with a 1.55% return on assets. No consumer complaints against Red River appear in the CFPB database over our analysis window — common for an institution of this size and a point in its favor.

Total assets
$164.0M
$100M–1B institution
Members
9,049
Shares & deposits
Net worth ratio
12.0%
Top 40% of $100M–1B peers · Oklahoma median 12.5%
Return on assets
1.5%
Top 10% of $100M–1B peers · Oklahoma median 0.55%
Rank in Oklahoma
#5
of 53 credit unions

How Red River compares to Oklahoma peers

Net worth ratio
Top 40% of $100M–1B peers
Red River
12.0%
Oklahoma median
12.5%
Higher capital ratio = stronger financial cushion
Return on assets
Top 10% of $100M–1B peers
Red River
1.5%
Oklahoma median
0.6%
Higher ROA = more profitable relative to asset base

How we graded Red River

The Trust Grade blends financial strength with complaint history. Full methodology →

Financial strength
98/100
Customer experience
n/a
Overall
A · 98
  • Strongly capitalized (12.0% capital ratio)
  • Strongly profitable (ROA 1.55%)
  • No CFPB complaints on record

Consumer complaints (CFPB)

No CFPB complaints are on file for Red River over the analysis window. For a smaller institution this is common and counts in its favor.

Are deposits at Red River insured?

Yes. Red River is an NCUA-insured credit union. Deposits are federally insured up to $250,000per depositor, per ownership category — regardless of this institution's Trust Grade. The grade reflects financial strength and complaint history for comparison, not the safety of insured deposits.

Red River: frequently asked questions

Is Red River a good credit union?

Red River earns a Bankzia Trust Grade of A (98/100, "Excellent"), based on a financial-strength score of 98/100 (it has no CFPB complaints on record). Strongly capitalized (12.0% capital ratio); Strongly profitable (ROA 1.55%).

Is Red River NCUA-insured?

Yes. Red River is a NCUA-insured credit union. Deposits are protected up to the standard NCUA limit of $250,000 per depositor, per ownership category.

How big is Red River?

Red River holds $164 million in total assets, ranking 5th of 53 credit unions we track in Oklahoma. It serves 9,049 members.

Does Red River have CFPB complaints?

No CFPB complaints against Red River appear in our data over the analysis window, which is typical for a credit union of this size.

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Financial data from NCUA call reports; complaint data from the CFPB Consumer Complaint Database. Bankzia is an independent resource and is not affiliated with any government agency or financial institution. Figures are for general information, not financial advice.

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