Oostburg State Bank vs The Portage County Bank
Comparing a Bank in Oostburg, WI with a Bank in Almond, WI using federal FDIC, NCUA, and CFPB data. Trust Grades reflect financial strength and complaint history.
| Oostburg State Bank ↗ Bank · Oostburg, WI · Est. 1908 | The Portage County Bank ↗ Bank · Almond, WI · Est. 1901 | |
|---|---|---|
| Trust Grade | A · 98/100 | A · 98/100 |
| Institution type | Bank | Bank |
| Location | Oostburg, WI | Almond, WI |
| Total assets | $429.9M | $212.6M |
| Capital ratio | 10.5% | 12.5% |
| Return on assets | 1.2% | 1.3% |
| Deposits | $380.8M | $176.6M |
| Branches | 4 | 4 |
| CFPB complaints | 0 | 0 |
| Complaints / $1B assets | — | — |
| State rank | #4 of 154 | #1 of 154 |
| Established | 1908 | 1901 |
Oostburg State Bank
- Assets: $429.9M
- Deposits: $380.8M
- Capital ratio: 10.5%
- Return on assets: 1.2%
- CFPB complaints: 0
- State rank: #4 of 154
The Portage County Bank
- Assets: $212.6M
- Deposits: $176.6M
- Capital ratio: 12.5%
- Return on assets: 1.3%
- CFPB complaints: 0
- State rank: #1 of 154
Are both institutions federally insured?
Yes. Oostburg State Bank is FDIC-insured and The Portage County Bank is FDIC-insured. Both protect deposits up to $250,000 per depositor, per ownership category, regardless of Trust Grade. The Trust Grade reflects financial strength and complaint history — not the safety of insured deposits. Estimate your coverage →
Frequently asked questions
Which is better, Oostburg State Bank or The Portage County Bank?
Based on Bankzia's Trust Grade — which blends financial strength (capital ratio, ROA) with CFPB complaint history — Oostburg State Bank scores higher with a grade of A (98/100). However, "better" depends on your needs: if you prioritize branch access, local service, or membership eligibility for a credit union, the lower-scoring option may still be the right choice for you.
Is Oostburg State Bank safe?
Yes — Oostburg State Bank is FDIC-insured, meaning deposits up to $250,000 per depositor, per ownership category are federally protected regardless of the institution's Trust Grade. Its Trust Grade is A (98/100), reflecting its financial strength and complaint history relative to peers.
Is The Portage County Bank safe?
Yes — The Portage County Bank is FDIC-insured, meaning deposits up to $250,000 per depositor, per ownership category are federally protected. Its Trust Grade is A (98/100).
What is the capital ratio of Oostburg State Bank vs The Portage County Bank?
Oostburg State Bank has a capital ratio of 10.5%, placing it in the top 44% of $100M–1B peers. The Portage County Bank's ratio is 12.5%, placing it in the top 23% of $100M–1B peers. A higher capital ratio generally signals a stronger financial cushion.
How many complaints does Oostburg State Bank have compared to The Portage County Bank?
The CFPB database shows 0 complaints against Oostburg State Bank, and 0 complaints against The Portage County Bank. The per-$1B rate adjusts for institution size and is a more meaningful comparison metric.
How does Bankzia calculate the Trust Grade?
The Trust Grade combines a financial strength score (based on capital ratio, return on assets, and other FDIC/NCUA metrics) with a customer experience score derived from CFPB complaint data. The scores are weighted and normalized within peer groups by institution size and type. See our full methodology for details.
Compare Oostburg State Bank with other Banks in Wisconsin
Financial data from FDIC call reports; complaint data from the CFPB Consumer Complaint Database. Bankzia is independent and not affiliated with any government agency or financial institution.
