Pueblo Government Agencies vs Rio Grande
Comparing a Credit Union in Pueblo, CO with a Credit Union in Grand Junction, CO using federal FDIC, NCUA, and CFPB data. Trust Grades reflect financial strength and complaint history.
| Pueblo Government Agencies ↗ Credit Union · Pueblo, CO · Est. 1936 | Rio Grande ↗ Credit Union · Grand Junction, CO · Est. 1940 | |
|---|---|---|
| Trust Grade | A · 98/100 | A · 98/100 |
| Institution type | Credit Union | Credit Union |
| Location | Pueblo, CO | Grand Junction, CO |
| Total assets | $44.0M | $81.6M |
| Net worth ratio | 12.7% | 21.3% |
| Return on assets | 1.5% | 1.6% |
| Shares & deposits | — | — |
| Members | 2,939 | 4,910 |
| CFPB complaints | 0 | 0 |
| Complaints / $1B assets | — | — |
| State rank | #1 of 62 | #4 of 62 |
| Established | 1936 | 1940 |
Pueblo Government Agencies
- Assets: $44.0M
- Members: 2,939
- Capital ratio: 12.7%
- Return on assets: 1.5%
- CFPB complaints: 0
- State rank: #1 of 62
Rio Grande
- Assets: $81.6M
- Members: 4,910
- Capital ratio: 21.3%
- Return on assets: 1.6%
- CFPB complaints: 0
- State rank: #4 of 62
Are both institutions federally insured?
Yes. Pueblo Government Agencies is NCUA-insured and Rio Grande is NCUA-insured. Both protect deposits up to $250,000 per depositor, per ownership category, regardless of Trust Grade. The Trust Grade reflects financial strength and complaint history — not the safety of insured deposits. Estimate your coverage →
Frequently asked questions
Which is better, Pueblo Government Agencies or Rio Grande?
Based on Bankzia's Trust Grade — which blends financial strength (capital ratio, ROA) with CFPB complaint history — Pueblo Government Agencies scores higher with a grade of A (98/100). However, "better" depends on your needs: if you prioritize branch access, local service, or membership eligibility for a credit union, the lower-scoring option may still be the right choice for you.
Is Pueblo Government Agencies safe?
Yes — Pueblo Government Agencies is NCUA-insured, meaning deposits up to $250,000 per depositor, per ownership category are federally protected regardless of the institution's Trust Grade. Its Trust Grade is A (98/100), reflecting its financial strength and complaint history relative to peers.
Is Rio Grande safe?
Yes — Rio Grande is NCUA-insured, meaning deposits up to $250,000 per depositor, per ownership category are federally protected. Its Trust Grade is A (98/100).
What is the capital ratio of Pueblo Government Agencies vs Rio Grande?
Pueblo Government Agencies has a net worth ratio of 12.7%, placing it in the bottom 39% of <$100M peers. Rio Grande's ratio is 21.3%, placing it in the top 18% of <$100M peers. A higher capital ratio generally signals a stronger financial cushion.
How many complaints does Pueblo Government Agencies have compared to Rio Grande?
The CFPB database shows 0 complaints against Pueblo Government Agencies, and 0 complaints against Rio Grande. The per-$1B rate adjusts for institution size and is a more meaningful comparison metric.
How does Bankzia calculate the Trust Grade?
The Trust Grade combines a financial strength score (based on capital ratio, return on assets, and other FDIC/NCUA metrics) with a customer experience score derived from CFPB complaint data. The scores are weighted and normalized within peer groups by institution size and type. See our full methodology for details.
Compare Pueblo Government Agencies with other Credit Unions in Colorado
Financial data from NCUA call reports; complaint data from the CFPB Consumer Complaint Database. Bankzia is independent and not affiliated with any government agency or financial institution.
