Rio Grande
Rio Grande is a credit union based in Grand Junction, Colorado, established in 1940, with $82 million in total assets serving 4,910 members. By Trust Grade it ranks 4th of 62 credit unions we track in Colorado. Its net worth ratio of 21.3% is stronger than 82% of similarly sized credit unions, versus a Colorado median of 11.3%. It was profitable over the most recent period, with a 1.63% return on assets. No consumer complaints against Rio Grande appear in the CFPB database over our analysis window — common for an institution of this size and a point in its favor.
How Rio Grande compares to Colorado peers
How we graded Rio Grande
The Trust Grade blends financial strength with complaint history. Full methodology →
- Strongly capitalized (21.3% capital ratio)
- Strongly profitable (ROA 1.63%)
- No CFPB complaints on record
Consumer complaints (CFPB)
No CFPB complaints are on file for Rio Grande over the analysis window. For a smaller institution this is common and counts in its favor.
Are deposits at Rio Grande insured?
Yes. Rio Grande is an NCUA-insured credit union. Deposits are federally insured up to $250,000per depositor, per ownership category — regardless of this institution's Trust Grade. The grade reflects financial strength and complaint history for comparison, not the safety of insured deposits.
Rio Grande: frequently asked questions
Is Rio Grande a good credit union?
Rio Grande earns a Bankzia Trust Grade of A (98/100, "Excellent"), based on a financial-strength score of 98/100 (it has no CFPB complaints on record). Strongly capitalized (21.3% capital ratio); Strongly profitable (ROA 1.63%).
Is Rio Grande NCUA-insured?
Yes. Rio Grande is a NCUA-insured credit union. Deposits are protected up to the standard NCUA limit of $250,000 per depositor, per ownership category.
How big is Rio Grande?
Rio Grande holds $82 million in total assets, ranking 4th of 62 credit unions we track in Colorado. It serves 4,910 members.
Does Rio Grande have CFPB complaints?
No CFPB complaints against Rio Grande appear in our data over the analysis window, which is typical for a credit union of this size.
Similar Credit Unions
Financial data from NCUA call reports; complaint data from the CFPB Consumer Complaint Database. Bankzia is an independent resource and is not affiliated with any government agency or financial institution. Figures are for general information, not financial advice.
