Security First Bank Of North Dakota vs Commercial Bank Of Mott
Comparing a Bank in New Salem, ND with a Bank in Mott, ND using federal FDIC, NCUA, and CFPB data. Trust Grades reflect financial strength and complaint history.
| Security First Bank Of North Dakota ↗ Bank · New Salem, ND · Est. 1925 | Commercial Bank Of Mott ↗ Bank · Mott, ND · Est. 1940 | |
|---|---|---|
| Trust Grade | A · 98/100 | A · 98/100 |
| Institution type | Bank | Bank |
| Location | New Salem, ND | Mott, ND |
| Total assets | $296.6M | $145.7M |
| Capital ratio | 12.4% | 11.7% |
| Return on assets | 1.8% | 1.7% |
| Deposits | $251.5M | $122.0M |
| Branches | 5 | 1 |
| CFPB complaints | 0 | 0 |
| Complaints / $1B assets | — | — |
| State rank | #2 of 60 | #6 of 60 |
| Established | 1925 | 1940 |
Security First Bank Of North Dakota
- Assets: $296.6M
- Deposits: $251.5M
- Capital ratio: 12.4%
- Return on assets: 1.8%
- CFPB complaints: 0
- State rank: #2 of 60
Commercial Bank Of Mott
- Assets: $145.7M
- Deposits: $122.0M
- Capital ratio: 11.7%
- Return on assets: 1.7%
- CFPB complaints: 0
- State rank: #6 of 60
Are both institutions federally insured?
Yes. Security First Bank Of North Dakota is FDIC-insured and Commercial Bank Of Mott is FDIC-insured. Both protect deposits up to $250,000 per depositor, per ownership category, regardless of Trust Grade. The Trust Grade reflects financial strength and complaint history — not the safety of insured deposits. Estimate your coverage →
Frequently asked questions
Which is better, Security First Bank Of North Dakota or Commercial Bank Of Mott?
Based on Bankzia's Trust Grade — which blends financial strength (capital ratio, ROA) with CFPB complaint history — Security First Bank Of North Dakota scores higher with a grade of A (98/100). However, "better" depends on your needs: if you prioritize branch access, local service, or membership eligibility for a credit union, the lower-scoring option may still be the right choice for you.
Is Security First Bank Of North Dakota safe?
Yes — Security First Bank Of North Dakota is FDIC-insured, meaning deposits up to $250,000 per depositor, per ownership category are federally protected regardless of the institution's Trust Grade. Its Trust Grade is A (98/100), reflecting its financial strength and complaint history relative to peers.
Is Commercial Bank Of Mott safe?
Yes — Commercial Bank Of Mott is FDIC-insured, meaning deposits up to $250,000 per depositor, per ownership category are federally protected. Its Trust Grade is A (98/100).
What is the capital ratio of Security First Bank Of North Dakota vs Commercial Bank Of Mott?
Security First Bank Of North Dakota has a capital ratio of 12.4%, placing it in the top 24% of $100M–1B peers. Commercial Bank Of Mott's ratio is 11.7%, placing it in the top 30% of $100M–1B peers. A higher capital ratio generally signals a stronger financial cushion.
How many complaints does Security First Bank Of North Dakota have compared to Commercial Bank Of Mott?
The CFPB database shows 0 complaints against Security First Bank Of North Dakota, and 0 complaints against Commercial Bank Of Mott. The per-$1B rate adjusts for institution size and is a more meaningful comparison metric.
How does Bankzia calculate the Trust Grade?
The Trust Grade combines a financial strength score (based on capital ratio, return on assets, and other FDIC/NCUA metrics) with a customer experience score derived from CFPB complaint data. The scores are weighted and normalized within peer groups by institution size and type. See our full methodology for details.
Compare Security First Bank Of North Dakota with other Banks in North Dakota
Financial data from FDIC call reports; complaint data from the CFPB Consumer Complaint Database. Bankzia is independent and not affiliated with any government agency or financial institution.
