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Commercial Bank Of Mott

Mott, ND · Est. 1940 · Website ↗
A
Trust Grade
Excellent
Score: 98/100

Commercial Bank Of Mott is a bank based in Mott, North Dakota, established in 1940, with $146 million in total assets across 1 branch. By Trust Grade it ranks 6th of 60 banks we track in North Dakota. Its capital ratio of 11.7% is stronger than 70% of similarly sized banks, versus a North Dakota median of 9.5%. It was profitable over the most recent period, with a 1.71% return on assets. No consumer complaints against Commercial Bank Of Mott appear in the CFPB database over our analysis window — common for an institution of this size and a point in its favor.

Total assets
$145.7M
$100M–1B institution
Deposits
$122.0M
Branches
1
Capital ratio
11.7%
Top 30% of $100M–1B peers · North Dakota median 9.5%
Return on assets
1.7%
Top 22% of $100M–1B peers · North Dakota median 1.32%
Rank in North Dakota
#6
of 60 banks

How Commercial Bank Of Mott compares to North Dakota peers

Capital ratio
Top 30% of $100M–1B peers
Commercial Bank
11.7%
North Dakota median
9.5%
Higher capital ratio = stronger financial cushion
Return on assets
Top 22% of $100M–1B peers
Commercial Bank
1.7%
North Dakota median
1.3%
Higher ROA = more profitable relative to asset base

How we graded Commercial Bank Of Mott

The Trust Grade blends financial strength with complaint history. Full methodology →

Financial strength
98/100
Customer experience
n/a
Overall
A · 98
  • Strongly capitalized (11.7% capital ratio)
  • Strongly profitable (ROA 1.71%)
  • No CFPB complaints on record

Consumer complaints (CFPB)

No CFPB complaints are on file for Commercial Bank Of Mott over the analysis window. For a smaller institution this is common and counts in its favor.

Branch locations (1)

  • 325 Brown Ave, Mott, ND 58646

Are deposits at Commercial Bank Of Mott insured?

Yes. Commercial Bank Of Mott is an FDIC-insured bank (FDIC certificate #15741). Deposits are federally insured up to $250,000per depositor, per ownership category — regardless of this institution's Trust Grade. The grade reflects financial strength and complaint history for comparison, not the safety of insured deposits.

Commercial Bank Of Mott: frequently asked questions

Is Commercial Bank Of Mott a good bank?

Commercial Bank Of Mott earns a Bankzia Trust Grade of A (98/100, "Excellent"), based on a financial-strength score of 98/100 (it has no CFPB complaints on record). Strongly capitalized (11.7% capital ratio); Strongly profitable (ROA 1.71%).

Is Commercial Bank Of Mott FDIC-insured?

Yes. Commercial Bank Of Mott is a FDIC-insured bank (FDIC certificate #15741). Deposits are protected up to the standard FDIC limit of $250,000 per depositor, per ownership category.

How big is Commercial Bank Of Mott?

Commercial Bank Of Mott holds $146 million in total assets, ranking 6th of 60 banks we track in North Dakota. It operates 1 branch.

Does Commercial Bank Of Mott have CFPB complaints?

No CFPB complaints against Commercial Bank Of Mott appear in our data over the analysis window, which is typical for a bank of this size.

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Financial data from FDIC call reports; complaint data from the CFPB Consumer Complaint Database. Bankzia is an independent resource and is not affiliated with any government agency or financial institution. Figures are for general information, not financial advice.

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