St. Martin De Porres Parish vs Northern Illinois
Comparing a Credit Union in Chicago, IL with a Credit Union in Dekalb, IL using federal FDIC, NCUA, and CFPB data. Trust Grades reflect financial strength and complaint history.
| St. Martin De Porres Parish ↗ Credit Union · Chicago, IL · Est. 1960 | Northern Illinois ↗ Credit Union · Dekalb, IL · Est. 1958 | |
|---|---|---|
| Trust Grade | A · 98/100 | A · 98/100 |
| Institution type | Credit Union | Credit Union |
| Location | Chicago, IL | Dekalb, IL |
| Total assets | $386,124 | $18.3M |
| Net worth ratio | 14.6% | 13.9% |
| Return on assets | 1.6% | 1.5% |
| Shares & deposits | — | — |
| Members | 152 | 2,187 |
| CFPB complaints | 0 | 0 |
| Complaints / $1B assets | — | — |
| State rank | #2 of 188 | #4 of 188 |
| Established | 1960 | 1958 |
St. Martin De Porres Parish
- Assets: $386,124
- Members: 152
- Capital ratio: 14.6%
- Return on assets: 1.6%
- CFPB complaints: 0
- State rank: #2 of 188
Northern Illinois
- Assets: $18.3M
- Members: 2,187
- Capital ratio: 13.9%
- Return on assets: 1.5%
- CFPB complaints: 0
- State rank: #4 of 188
Are both institutions federally insured?
Yes. St. Martin De Porres Parish is NCUA-insured and Northern Illinois is NCUA-insured. Both protect deposits up to $250,000 per depositor, per ownership category, regardless of Trust Grade. The Trust Grade reflects financial strength and complaint history — not the safety of insured deposits. Estimate your coverage →
Frequently asked questions
Which is better, St. Martin De Porres Parish or Northern Illinois?
Based on Bankzia's Trust Grade — which blends financial strength (capital ratio, ROA) with CFPB complaint history — St. Martin De Porres Parish scores higher with a grade of A (98/100). However, "better" depends on your needs: if you prioritize branch access, local service, or membership eligibility for a credit union, the lower-scoring option may still be the right choice for you.
Is St. Martin De Porres Parish safe?
Yes — St. Martin De Porres Parish is NCUA-insured, meaning deposits up to $250,000 per depositor, per ownership category are federally protected regardless of the institution's Trust Grade. Its Trust Grade is A (98/100), reflecting its financial strength and complaint history relative to peers.
Is Northern Illinois safe?
Yes — Northern Illinois is NCUA-insured, meaning deposits up to $250,000 per depositor, per ownership category are federally protected. Its Trust Grade is A (98/100).
What is the capital ratio of St. Martin De Porres Parish vs Northern Illinois?
St. Martin De Porres Parish has a net worth ratio of 14.6%, placing it in the top 47% of <$100M peers. Northern Illinois's ratio is 13.9%, placing it in the bottom 47% of <$100M peers. A higher capital ratio generally signals a stronger financial cushion.
How many complaints does St. Martin De Porres Parish have compared to Northern Illinois?
The CFPB database shows 0 complaints against St. Martin De Porres Parish, and 0 complaints against Northern Illinois. The per-$1B rate adjusts for institution size and is a more meaningful comparison metric.
How does Bankzia calculate the Trust Grade?
The Trust Grade combines a financial strength score (based on capital ratio, return on assets, and other FDIC/NCUA metrics) with a customer experience score derived from CFPB complaint data. The scores are weighted and normalized within peer groups by institution size and type. See our full methodology for details.
Compare St. Martin De Porres Parish with other Credit Unions in Illinois
Financial data from NCUA call reports; complaint data from the CFPB Consumer Complaint Database. Bankzia is independent and not affiliated with any government agency or financial institution.
