Northern Illinois
Northern Illinois is a credit union based in Dekalb, Illinois, established in 1958, with $18 million in total assets serving 2,187 members. By Trust Grade it ranks 4th of 188 credit unions we track in Illinois. Its net worth ratio of 13.9% trails most similarly sized credit unions (47th percentile), versus a Illinois median of 13.7%. It was profitable over the most recent period, with a 1.48% return on assets. No consumer complaints against Northern Illinois appear in the CFPB database over our analysis window — common for an institution of this size and a point in its favor.
How Northern Illinois compares to Illinois peers
How we graded Northern Illinois
The Trust Grade blends financial strength with complaint history. Full methodology →
- Strongly capitalized (13.9% capital ratio)
- Strongly profitable (ROA 1.48%)
- No CFPB complaints on record
Consumer complaints (CFPB)
No CFPB complaints are on file for Northern Illinois over the analysis window. For a smaller institution this is common and counts in its favor.
Are deposits at Northern Illinois insured?
Yes. Northern Illinois is an NCUA-insured credit union. Deposits are federally insured up to $250,000per depositor, per ownership category — regardless of this institution's Trust Grade. The grade reflects financial strength and complaint history for comparison, not the safety of insured deposits.
Northern Illinois: frequently asked questions
Is Northern Illinois a good credit union?
Northern Illinois earns a Bankzia Trust Grade of A (98/100, "Excellent"), based on a financial-strength score of 98/100 (it has no CFPB complaints on record). Strongly capitalized (13.9% capital ratio); Strongly profitable (ROA 1.48%).
Is Northern Illinois NCUA-insured?
Yes. Northern Illinois is a NCUA-insured credit union. Deposits are protected up to the standard NCUA limit of $250,000 per depositor, per ownership category.
How big is Northern Illinois?
Northern Illinois holds $18 million in total assets, ranking 4th of 188 credit unions we track in Illinois. It serves 2,187 members.
Does Northern Illinois have CFPB complaints?
No CFPB complaints against Northern Illinois appear in our data over the analysis window, which is typical for a credit union of this size.
Similar Credit Unions
Financial data from NCUA call reports; complaint data from the CFPB Consumer Complaint Database. Bankzia is an independent resource and is not affiliated with any government agency or financial institution. Figures are for general information, not financial advice.
