Star Tech vs Sterling
Comparing a Credit Union in Greenwood Villa, CO with a Credit Union in Sterling, CO using federal FDIC, NCUA, and CFPB data. Trust Grades reflect financial strength and complaint history.
| Star Tech ↗ Credit Union · Greenwood Villa, CO · Est. 1939 | Sterling ↗ Credit Union · Sterling, CO · Est. 1938 | |
|---|---|---|
| Trust Grade | A · 98/100 | A · 98/100 |
| Institution type | Credit Union | Credit Union |
| Location | Greenwood Villa, CO | Sterling, CO |
| Total assets | $10.8M | $246.9M |
| Net worth ratio | 22.5% | 16.7% |
| Return on assets | 1.5% | 1.4% |
| Shares & deposits | — | — |
| Members | 1,594 | 10,321 |
| CFPB complaints | 0 | 0 |
| Complaints / $1B assets | — | — |
| State rank | #3 of 62 | #2 of 62 |
| Established | 1939 | 1938 |
Star Tech
- Assets: $10.8M
- Members: 1,594
- Capital ratio: 22.5%
- Return on assets: 1.5%
- CFPB complaints: 0
- State rank: #3 of 62
Sterling
- Assets: $246.9M
- Members: 10,321
- Capital ratio: 16.7%
- Return on assets: 1.4%
- CFPB complaints: 0
- State rank: #2 of 62
Are both institutions federally insured?
Yes. Star Tech is NCUA-insured and Sterling is NCUA-insured. Both protect deposits up to $250,000 per depositor, per ownership category, regardless of Trust Grade. The Trust Grade reflects financial strength and complaint history — not the safety of insured deposits. Estimate your coverage →
Frequently asked questions
Which is better, Star Tech or Sterling?
Based on Bankzia's Trust Grade — which blends financial strength (capital ratio, ROA) with CFPB complaint history — Star Tech scores higher with a grade of A (98/100). However, "better" depends on your needs: if you prioritize branch access, local service, or membership eligibility for a credit union, the lower-scoring option may still be the right choice for you.
Is Star Tech safe?
Yes — Star Tech is NCUA-insured, meaning deposits up to $250,000 per depositor, per ownership category are federally protected regardless of the institution's Trust Grade. Its Trust Grade is A (98/100), reflecting its financial strength and complaint history relative to peers.
Is Sterling safe?
Yes — Sterling is NCUA-insured, meaning deposits up to $250,000 per depositor, per ownership category are federally protected. Its Trust Grade is A (98/100).
What is the capital ratio of Star Tech vs Sterling?
Star Tech has a net worth ratio of 22.5%, placing it in the top 16% of <$100M peers. Sterling's ratio is 16.7%, placing it in the top 7% of $100M–1B peers. A higher capital ratio generally signals a stronger financial cushion.
How many complaints does Star Tech have compared to Sterling?
The CFPB database shows 0 complaints against Star Tech, and 0 complaints against Sterling. The per-$1B rate adjusts for institution size and is a more meaningful comparison metric.
How does Bankzia calculate the Trust Grade?
The Trust Grade combines a financial strength score (based on capital ratio, return on assets, and other FDIC/NCUA metrics) with a customer experience score derived from CFPB complaint data. The scores are weighted and normalized within peer groups by institution size and type. See our full methodology for details.
Compare Star Tech with other Credit Unions in Colorado
Financial data from NCUA call reports; complaint data from the CFPB Consumer Complaint Database. Bankzia is independent and not affiliated with any government agency or financial institution.
