Sterling
Sterling is a credit union based in Sterling, Colorado, established in 1938, with $247 million in total assets serving 10,321 members. By Trust Grade it ranks 2nd of 62 credit unions we track in Colorado. Its net worth ratio of 16.7% is stronger than 93% of similarly sized credit unions, versus a Colorado median of 11.3%. It was profitable over the most recent period, with a 1.36% return on assets. No consumer complaints against Sterling appear in the CFPB database over our analysis window — common for an institution of this size and a point in its favor.
How Sterling compares to Colorado peers
How we graded Sterling
The Trust Grade blends financial strength with complaint history. Full methodology →
- Strongly capitalized (16.7% capital ratio)
- Strongly profitable (ROA 1.36%)
- No CFPB complaints on record
Consumer complaints (CFPB)
No CFPB complaints are on file for Sterling over the analysis window. For a smaller institution this is common and counts in its favor.
Are deposits at Sterling insured?
Yes. Sterling is an NCUA-insured credit union. Deposits are federally insured up to $250,000per depositor, per ownership category — regardless of this institution's Trust Grade. The grade reflects financial strength and complaint history for comparison, not the safety of insured deposits.
Sterling: frequently asked questions
Is Sterling a good credit union?
Sterling earns a Bankzia Trust Grade of A (98/100, "Excellent"), based on a financial-strength score of 98/100 (it has no CFPB complaints on record). Strongly capitalized (16.7% capital ratio); Strongly profitable (ROA 1.36%).
Is Sterling NCUA-insured?
Yes. Sterling is a NCUA-insured credit union. Deposits are protected up to the standard NCUA limit of $250,000 per depositor, per ownership category.
How big is Sterling?
Sterling holds $247 million in total assets, ranking 2nd of 62 credit unions we track in Colorado. It serves 10,321 members.
Does Sterling have CFPB complaints?
No CFPB complaints against Sterling appear in our data over the analysis window, which is typical for a credit union of this size.
Similar Credit Unions
Financial data from NCUA call reports; complaint data from the CFPB Consumer Complaint Database. Bankzia is an independent resource and is not affiliated with any government agency or financial institution. Figures are for general information, not financial advice.
