Birmingham City
Birmingham City is a credit union based in Birmingham, Alabama, established in 1956, with $10 million in total assets serving 2,661 members. By Trust Grade it ranks 66th of 89 credit unions we track in Alabama. Its net worth ratio of 19.1% is stronger than 75% of similarly sized credit unions, versus a Alabama median of 14.2%. It posted a loss over the most recent period (-0.09% return on assets), a point to watch. No consumer complaints against Birmingham City appear in the CFPB database over our analysis window — common for an institution of this size and a point in its favor.
How Birmingham City compares to Alabama peers
How we graded Birmingham City
The Trust Grade blends financial strength with complaint history. Full methodology →
- Strongly capitalized (19.1% capital ratio)
- Unprofitable over the period (ROA -0.09%)
- No CFPB complaints on record
Consumer complaints (CFPB)
No CFPB complaints are on file for Birmingham City over the analysis window. For a smaller institution this is common and counts in its favor.
Are deposits at Birmingham City insured?
Yes. Birmingham City is an NCUA-insured credit union. Deposits are federally insured up to $250,000per depositor, per ownership category — regardless of this institution's Trust Grade. The grade reflects financial strength and complaint history for comparison, not the safety of insured deposits.
Birmingham City: frequently asked questions
Is Birmingham City a good credit union?
Birmingham City earns a Bankzia Trust Grade of B (89/100, "Strong"), based on a financial-strength score of 89/100 (it has no CFPB complaints on record). Strongly capitalized (19.1% capital ratio); Unprofitable over the period (ROA -0.09%).
Is Birmingham City NCUA-insured?
Yes. Birmingham City is a NCUA-insured credit union. Deposits are protected up to the standard NCUA limit of $250,000 per depositor, per ownership category.
How big is Birmingham City?
Birmingham City holds $10 million in total assets, ranking 66th of 89 credit unions we track in Alabama. It serves 2,661 members.
Does Birmingham City have CFPB complaints?
No CFPB complaints against Birmingham City appear in our data over the analysis window, which is typical for a credit union of this size.
Similar Credit Unions
Financial data from NCUA call reports; complaint data from the CFPB Consumer Complaint Database. Bankzia is an independent resource and is not affiliated with any government agency or financial institution. Figures are for general information, not financial advice.
