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credit union

Max

Montgomery, AL · Est. 1955
A
Trust Grade
Excellent
Score: 98/100

Max is a credit union based in Montgomery, Alabama, established in 1955, with $2.3 billion in total assets serving 131,569 members. By Trust Grade it ranks 25th of 89 credit unions we track in Alabama. Its net worth ratio of 14.3% is stronger than 90% of similarly sized credit unions, versus a Alabama median of 14.2%. It was profitable over the most recent period, with a 1.74% return on assets. No consumer complaints against Max appear in the CFPB database over our analysis window — common for an institution of this size and a point in its favor.

Total assets
$2.3B
$1B–10B institution
Members
131,569
Shares & deposits
Net worth ratio
14.3%
Top 10% of $1B–10B peers · Alabama median 14.2%
Return on assets
1.7%
Top 3% of $1B–10B peers · Alabama median 0.65%
Rank in Alabama
#25
of 89 credit unions

How Max compares to Alabama peers

Net worth ratio
Top 10% of $1B–10B peers
Max
14.3%
Alabama median
14.2%
Higher capital ratio = stronger financial cushion
Return on assets
Top 3% of $1B–10B peers
Max
1.7%
Alabama median
0.7%
Higher ROA = more profitable relative to asset base

How we graded Max

The Trust Grade blends financial strength with complaint history. Full methodology →

Financial strength
98/100
Customer experience
n/a
Overall
A · 98
  • Strongly capitalized (14.3% capital ratio)
  • Strongly profitable (ROA 1.74%)
  • No CFPB complaints on record

Consumer complaints (CFPB)

No CFPB complaints are on file for Max over the analysis window. For a smaller institution this is common and counts in its favor.

Are deposits at Max insured?

Yes. Max is an NCUA-insured credit union. Deposits are federally insured up to $250,000per depositor, per ownership category — regardless of this institution's Trust Grade. The grade reflects financial strength and complaint history for comparison, not the safety of insured deposits.

Max: frequently asked questions

Is Max a good credit union?

Max earns a Bankzia Trust Grade of A (98/100, "Excellent"), based on a financial-strength score of 98/100 (it has no CFPB complaints on record). Strongly capitalized (14.3% capital ratio); Strongly profitable (ROA 1.74%).

Is Max NCUA-insured?

Yes. Max is a NCUA-insured credit union. Deposits are protected up to the standard NCUA limit of $250,000 per depositor, per ownership category.

How big is Max?

Max holds $2.3 billion in total assets, ranking 25th of 89 credit unions we track in Alabama. It serves 131,569 members.

Does Max have CFPB complaints?

No CFPB complaints against Max appear in our data over the analysis window, which is typical for a credit union of this size.

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Avadian
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Financial data from NCUA call reports; complaint data from the CFPB Consumer Complaint Database. Bankzia is an independent resource and is not affiliated with any government agency or financial institution. Figures are for general information, not financial advice.

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