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credit union

Tva Community Credit Union

Muscle Shoals, AL · Est. 1936
A
Trust Grade
Excellent
Score: 98/100

Tva Community Credit Union is a credit union based in Muscle Shoals, Alabama, established in 1936, with $424 million in total assets serving 20,008 members. By Trust Grade it ranks 24th of 89 credit unions we track in Alabama. Its net worth ratio of 18.3% is stronger than 96% of similarly sized credit unions, versus a Alabama median of 14.2%. It was profitable over the most recent period, with a 0.99% return on assets. No consumer complaints against Tva Community Credit Union appear in the CFPB database over our analysis window — common for an institution of this size and a point in its favor.

Total assets
$424.4M
$100M–1B institution
Members
20,008
Shares & deposits
Net worth ratio
18.3%
Top 4% of $100M–1B peers · Alabama median 14.2%
Return on assets
1.0%
Top 30% of $100M–1B peers · Alabama median 0.65%
Rank in Alabama
#24
of 89 credit unions

How Tva Community Credit Union compares to Alabama peers

Net worth ratio
Top 4% of $100M–1B peers
Tva Community
18.3%
Alabama median
14.2%
Higher capital ratio = stronger financial cushion
Return on assets
Top 30% of $100M–1B peers
Tva Community
1.0%
Alabama median
0.7%
Higher ROA = more profitable relative to asset base

How we graded Tva Community Credit Union

The Trust Grade blends financial strength with complaint history. Full methodology →

Financial strength
98/100
Customer experience
n/a
Overall
A · 98
  • Strongly capitalized (18.3% capital ratio)
  • Profitable (ROA 0.99%)
  • No CFPB complaints on record

Consumer complaints (CFPB)

No CFPB complaints are on file for Tva Community Credit Union over the analysis window. For a smaller institution this is common and counts in its favor.

Are deposits at Tva Community Credit Union insured?

Yes. Tva Community Credit Union is an NCUA-insured credit union. Deposits are federally insured up to $250,000per depositor, per ownership category — regardless of this institution's Trust Grade. The grade reflects financial strength and complaint history for comparison, not the safety of insured deposits.

Tva Community Credit Union: frequently asked questions

Is Tva Community Credit Union a good credit union?

Tva Community Credit Union earns a Bankzia Trust Grade of A (98/100, "Excellent"), based on a financial-strength score of 98/100 (it has no CFPB complaints on record). Strongly capitalized (18.3% capital ratio); Profitable (ROA 0.99%).

Is Tva Community Credit Union NCUA-insured?

Yes. Tva Community Credit Union is a NCUA-insured credit union. Deposits are protected up to the standard NCUA limit of $250,000 per depositor, per ownership category.

How big is Tva Community Credit Union?

Tva Community Credit Union holds $424 million in total assets, ranking 24th of 89 credit unions we track in Alabama. It serves 20,008 members.

Does Tva Community Credit Union have CFPB complaints?

No CFPB complaints against Tva Community Credit Union appear in our data over the analysis window, which is typical for a credit union of this size.

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Financial data from NCUA call reports; complaint data from the CFPB Consumer Complaint Database. Bankzia is an independent resource and is not affiliated with any government agency or financial institution. Figures are for general information, not financial advice.

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