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credit union

Chattahoochee

Valley, AL · Est. 1985
A
Trust Grade
Excellent
Score: 98/100

Chattahoochee is a credit union based in Valley, Alabama, established in 1985, with $24 million in total assets serving 2,751 members. By Trust Grade it ranks 12th of 89 credit unions we track in Alabama. Its net worth ratio of 14.7% is stronger than 53% of similarly sized credit unions, versus a Alabama median of 14.2%. It was profitable over the most recent period, with a 1.55% return on assets. No consumer complaints against Chattahoochee appear in the CFPB database over our analysis window — common for an institution of this size and a point in its favor.

Total assets
$23.5M
<$100M institution
Members
2,751
Shares & deposits
Net worth ratio
14.7%
Top 47% of <$100M peers · Alabama median 14.2%
Return on assets
1.5%
Top 14% of <$100M peers · Alabama median 0.65%
Rank in Alabama
#12
of 89 credit unions

How Chattahoochee compares to Alabama peers

Net worth ratio
Top 47% of <$100M peers
Chattahoochee
14.7%
Alabama median
14.2%
Higher capital ratio = stronger financial cushion
Return on assets
Top 14% of <$100M peers
Chattahoochee
1.5%
Alabama median
0.7%
Higher ROA = more profitable relative to asset base

How we graded Chattahoochee

The Trust Grade blends financial strength with complaint history. Full methodology →

Financial strength
98/100
Customer experience
n/a
Overall
A · 98
  • Strongly capitalized (14.7% capital ratio)
  • Strongly profitable (ROA 1.55%)
  • No CFPB complaints on record

Consumer complaints (CFPB)

No CFPB complaints are on file for Chattahoochee over the analysis window. For a smaller institution this is common and counts in its favor.

Are deposits at Chattahoochee insured?

Yes. Chattahoochee is an NCUA-insured credit union. Deposits are federally insured up to $250,000per depositor, per ownership category — regardless of this institution's Trust Grade. The grade reflects financial strength and complaint history for comparison, not the safety of insured deposits.

Chattahoochee: frequently asked questions

Is Chattahoochee a good credit union?

Chattahoochee earns a Bankzia Trust Grade of A (98/100, "Excellent"), based on a financial-strength score of 98/100 (it has no CFPB complaints on record). Strongly capitalized (14.7% capital ratio); Strongly profitable (ROA 1.55%).

Is Chattahoochee NCUA-insured?

Yes. Chattahoochee is a NCUA-insured credit union. Deposits are protected up to the standard NCUA limit of $250,000 per depositor, per ownership category.

How big is Chattahoochee?

Chattahoochee holds $24 million in total assets, ranking 12th of 89 credit unions we track in Alabama. It serves 2,751 members.

Does Chattahoochee have CFPB complaints?

No CFPB complaints against Chattahoochee appear in our data over the analysis window, which is typical for a credit union of this size.

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Financial data from NCUA call reports; complaint data from the CFPB Consumer Complaint Database. Bankzia is an independent resource and is not affiliated with any government agency or financial institution. Figures are for general information, not financial advice.

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