Arizona Central
Arizona Central is a credit union based in Phoenix, Arizona, established in 1939, with $734 million in total assets serving 46,768 members. By Trust Grade it ranks 30th of 33 credit unions we track in Arizona. Its net worth ratio of 8.6% trails most similarly sized credit unions (10th percentile), versus a Arizona median of 10.8%. It was profitable over the most recent period, with a 0.33% return on assets. No consumer complaints against Arizona Central appear in the CFPB database over our analysis window — common for an institution of this size and a point in its favor.
How Arizona Central compares to Arizona peers
How we graded Arizona Central
The Trust Grade blends financial strength with complaint history. Full methodology →
- Well-capitalized (8.6% capital ratio)
- Profitable (ROA 0.33%)
- No CFPB complaints on record
Consumer complaints (CFPB)
No CFPB complaints are on file for Arizona Central over the analysis window. For a smaller institution this is common and counts in its favor.
Are deposits at Arizona Central insured?
Yes. Arizona Central is an NCUA-insured credit union. Deposits are federally insured up to $250,000per depositor, per ownership category — regardless of this institution's Trust Grade. The grade reflects financial strength and complaint history for comparison, not the safety of insured deposits.
Arizona Central: frequently asked questions
Is Arizona Central a good credit union?
Arizona Central earns a Bankzia Trust Grade of B (81/100, "Strong"), based on a financial-strength score of 81/100 (it has no CFPB complaints on record). Well-capitalized (8.6% capital ratio); Profitable (ROA 0.33%).
Is Arizona Central NCUA-insured?
Yes. Arizona Central is a NCUA-insured credit union. Deposits are protected up to the standard NCUA limit of $250,000 per depositor, per ownership category.
How big is Arizona Central?
Arizona Central holds $734 million in total assets, ranking 30th of 33 credit unions we track in Arizona. It serves 46,768 members.
Does Arizona Central have CFPB complaints?
No CFPB complaints against Arizona Central appear in our data over the analysis window, which is typical for a credit union of this size.
Similar Credit Unions
Financial data from NCUA call reports; complaint data from the CFPB Consumer Complaint Database. Bankzia is an independent resource and is not affiliated with any government agency or financial institution. Figures are for general information, not financial advice.
