Prescott
Prescott is a credit union based in Prescott, Arizona, established in 1937, with $11 million in total assets serving 1,284 members. By Trust Grade it ranks 33rd of 33 credit unions we track in Arizona. Its net worth ratio of 6.4% trails most similarly sized credit unions (1th percentile), versus a Arizona median of 10.8%. It posted a loss over the most recent period (-2.61% return on assets), a point to watch. No consumer complaints against Prescott appear in the CFPB database over our analysis window — common for an institution of this size and a point in its favor.
How Prescott compares to Arizona peers
How we graded Prescott
The Trust Grade blends financial strength with complaint history. Full methodology →
- Below the well-capitalized threshold (6.4%)
- Unprofitable over the period (ROA -2.61%)
- No CFPB complaints on record
The Trust Grade is Bankzia’s independent, documented opinion computed from public FDIC/NCUA/CFPB data — not an official rating, and not a statement about the safety of insured deposits. Report a data error or dispute this grade →
Consumer complaints (CFPB)
No CFPB complaints are on file for Prescott over the analysis window. For a smaller institution this is common and counts in its favor.
Are deposits at Prescott insured?
Yes. Prescott is an NCUA-insured credit union. Deposits are federally insured up to $250,000per depositor, per ownership category — regardless of this institution's Trust Grade. The grade reflects financial strength and complaint history for comparison, not the safety of insured deposits.
Prescott: frequently asked questions
Is Prescott a good credit union?
Prescott earns a Bankzia Trust Grade of F (49/100, "Below average"), based on a financial-strength score of 49/100 (it has no CFPB complaints on record). Below the well-capitalized threshold (6.4%); Unprofitable over the period (ROA -2.61%).
Is Prescott NCUA-insured?
Yes. Prescott is a NCUA-insured credit union. Deposits are protected up to the standard NCUA limit of $250,000 per depositor, per ownership category.
How big is Prescott?
Prescott holds $11 million in total assets, ranking 33rd of 33 credit unions we track in Arizona. It serves 1,284 members.
Does Prescott have CFPB complaints?
No CFPB complaints against Prescott appear in our data over the analysis window, which is typical for a credit union of this size.
Similar Credit Unions
Financial data from NCUA call reports; complaint data from the CFPB Consumer Complaint Database. Bankzia is an independent resource and is not affiliated with any government agency or financial institution. Figures are for general information, not financial advice.
