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credit union

Banner

Phoenix, AZ · Est. 1957
A
Trust Grade
Excellent
Score: 93/100

Banner is a credit union based in Phoenix, Arizona, established in 1957, with $65 million in total assets serving 6,624 members. By Trust Grade it ranks 15th of 33 credit unions we track in Arizona. Its net worth ratio of 13.1% trails most similarly sized credit unions (41th percentile), versus a Arizona median of 10.8%. It was profitable over the most recent period, with a 0.33% return on assets. No consumer complaints against Banner appear in the CFPB database over our analysis window — common for an institution of this size and a point in its favor.

Total assets
$65.4M
<$100M institution
Members
6,624
Shares & deposits
Net worth ratio
13.1%
Bottom 41% of <$100M peers · Arizona median 10.8%
Return on assets
0.3%
Bottom 36% of <$100M peers · Arizona median 0.66%
Rank in Arizona
#15
of 33 credit unions

How Banner compares to Arizona peers

Net worth ratio
Bottom 41% of <$100M peers
Banner
13.1%
Arizona median
10.8%
Higher capital ratio = stronger financial cushion
Return on assets
Bottom 36% of <$100M peers
Banner
0.3%
Arizona median
0.7%
Higher ROA = more profitable relative to asset base

How we graded Banner

The Trust Grade blends financial strength with complaint history. Full methodology →

Financial strength
93/100
Customer experience
n/a
Overall
A · 93
  • Strongly capitalized (13.1% capital ratio)
  • Profitable (ROA 0.33%)
  • No CFPB complaints on record

Consumer complaints (CFPB)

No CFPB complaints are on file for Banner over the analysis window. For a smaller institution this is common and counts in its favor.

Are deposits at Banner insured?

Yes. Banner is an NCUA-insured credit union. Deposits are federally insured up to $250,000per depositor, per ownership category — regardless of this institution's Trust Grade. The grade reflects financial strength and complaint history for comparison, not the safety of insured deposits.

Banner: frequently asked questions

Is Banner a good credit union?

Banner earns a Bankzia Trust Grade of A (93/100, "Excellent"), based on a financial-strength score of 93/100 (it has no CFPB complaints on record). Strongly capitalized (13.1% capital ratio); Profitable (ROA 0.33%).

Is Banner NCUA-insured?

Yes. Banner is a NCUA-insured credit union. Deposits are protected up to the standard NCUA limit of $250,000 per depositor, per ownership category.

How big is Banner?

Banner holds $65 million in total assets, ranking 15th of 33 credit unions we track in Arizona. It serves 6,624 members.

Does Banner have CFPB complaints?

No CFPB complaints against Banner appear in our data over the analysis window, which is typical for a credit union of this size.

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Financial data from NCUA call reports; complaint data from the CFPB Consumer Complaint Database. Bankzia is an independent resource and is not affiliated with any government agency or financial institution. Figures are for general information, not financial advice.

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