Patterson
Patterson is a credit union based in Arkadelphia, Arkansas, established in 1957, with $37 million in total assets serving 3,918 members. By Trust Grade it ranks 2nd of 48 credit unions we track in Arkansas. Its net worth ratio of 17.3% is stronger than 68% of similarly sized credit unions, versus a Arkansas median of 16.2%. It was profitable over the most recent period, with a 2.51% return on assets. No consumer complaints against Patterson appear in the CFPB database over our analysis window — common for an institution of this size and a point in its favor.
How Patterson compares to Arkansas peers
How we graded Patterson
The Trust Grade blends financial strength with complaint history. Full methodology →
- Strongly capitalized (17.3% capital ratio)
- Strongly profitable (ROA 2.51%)
- No CFPB complaints on record
Consumer complaints (CFPB)
No CFPB complaints are on file for Patterson over the analysis window. For a smaller institution this is common and counts in its favor.
Are deposits at Patterson insured?
Yes. Patterson is an NCUA-insured credit union. Deposits are federally insured up to $250,000per depositor, per ownership category — regardless of this institution's Trust Grade. The grade reflects financial strength and complaint history for comparison, not the safety of insured deposits.
Patterson: frequently asked questions
Is Patterson a good credit union?
Patterson earns a Bankzia Trust Grade of A (98/100, "Excellent"), based on a financial-strength score of 98/100 (it has no CFPB complaints on record). Strongly capitalized (17.3% capital ratio); Strongly profitable (ROA 2.51%).
Is Patterson NCUA-insured?
Yes. Patterson is a NCUA-insured credit union. Deposits are protected up to the standard NCUA limit of $250,000 per depositor, per ownership category.
How big is Patterson?
Patterson holds $37 million in total assets, ranking 2nd of 48 credit unions we track in Arkansas. It serves 3,918 members.
Does Patterson have CFPB complaints?
No CFPB complaints against Patterson appear in our data over the analysis window, which is typical for a credit union of this size.
Similar Credit Unions
Financial data from NCUA call reports; complaint data from the CFPB Consumer Complaint Database. Bankzia is an independent resource and is not affiliated with any government agency or financial institution. Figures are for general information, not financial advice.
