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credit union

Dillard's

Little Rock, AR · Est. 1973
A
Trust Grade
Excellent
Score: 98/100

Dillard's is a credit union based in Little Rock, Arkansas, established in 1973, with $26 million in total assets serving 3,437 members. By Trust Grade it ranks 9th of 48 credit unions we track in Arkansas. Its net worth ratio of 12.4% trails most similarly sized credit unions (37th percentile), versus a Arkansas median of 16.2%. It was profitable over the most recent period, with a 1.35% return on assets. No consumer complaints against Dillard's appear in the CFPB database over our analysis window — common for an institution of this size and a point in its favor.

Total assets
$25.5M
<$100M institution
Members
3,437
Shares & deposits
Net worth ratio
12.4%
Bottom 37% of <$100M peers · Arkansas median 16.2%
Return on assets
1.4%
Top 19% of <$100M peers · Arkansas median 0.57%
Rank in Arkansas
#9
of 48 credit unions

How Dillard's compares to Arkansas peers

Net worth ratio
Bottom 37% of <$100M peers
Dillard's
12.4%
Arkansas median
16.2%
Higher capital ratio = stronger financial cushion
Return on assets
Top 19% of <$100M peers
Dillard's
1.4%
Arkansas median
0.6%
Higher ROA = more profitable relative to asset base

How we graded Dillard's

The Trust Grade blends financial strength with complaint history. Full methodology →

Financial strength
98/100
Customer experience
n/a
Overall
A · 98
  • Strongly capitalized (12.4% capital ratio)
  • Strongly profitable (ROA 1.35%)
  • No CFPB complaints on record

Consumer complaints (CFPB)

No CFPB complaints are on file for Dillard's over the analysis window. For a smaller institution this is common and counts in its favor.

Are deposits at Dillard's insured?

Yes. Dillard's is an NCUA-insured credit union. Deposits are federally insured up to $250,000per depositor, per ownership category — regardless of this institution's Trust Grade. The grade reflects financial strength and complaint history for comparison, not the safety of insured deposits.

Dillard's: frequently asked questions

Is Dillard's a good credit union?

Dillard's earns a Bankzia Trust Grade of A (98/100, "Excellent"), based on a financial-strength score of 98/100 (it has no CFPB complaints on record). Strongly capitalized (12.4% capital ratio); Strongly profitable (ROA 1.35%).

Is Dillard's NCUA-insured?

Yes. Dillard's is a NCUA-insured credit union. Deposits are protected up to the standard NCUA limit of $250,000 per depositor, per ownership category.

How big is Dillard's?

Dillard's holds $26 million in total assets, ranking 9th of 48 credit unions we track in Arkansas. It serves 3,437 members.

Does Dillard's have CFPB complaints?

No CFPB complaints against Dillard's appear in our data over the analysis window, which is typical for a credit union of this size.

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Financial data from NCUA call reports; complaint data from the CFPB Consumer Complaint Database. Bankzia is an independent resource and is not affiliated with any government agency or financial institution. Figures are for general information, not financial advice.

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