Two Rivers
Two Rivers is a credit union based in Arkadelphia, Arkansas, established in 1970, with $15 million in total assets serving 1,399 members. By Trust Grade it ranks 46th of 48 credit unions we track in Arkansas. Its net worth ratio of 11.8% trails most similarly sized credit unions (31th percentile), versus a Arkansas median of 16.2%. It posted a loss over the most recent period (-3.66% return on assets), a point to watch. No consumer complaints against Two Rivers appear in the CFPB database over our analysis window — common for an institution of this size and a point in its favor.
How Two Rivers compares to Arkansas peers
How we graded Two Rivers
The Trust Grade blends financial strength with complaint history. Full methodology →
- Strongly capitalized (11.8% capital ratio)
- Unprofitable over the period (ROA -3.66%)
- No CFPB complaints on record
Consumer complaints (CFPB)
No CFPB complaints are on file for Two Rivers over the analysis window. For a smaller institution this is common and counts in its favor.
Are deposits at Two Rivers insured?
Yes. Two Rivers is an NCUA-insured credit union. Deposits are federally insured up to $250,000per depositor, per ownership category — regardless of this institution's Trust Grade. The grade reflects financial strength and complaint history for comparison, not the safety of insured deposits.
Two Rivers: frequently asked questions
Is Two Rivers a good credit union?
Two Rivers earns a Bankzia Trust Grade of C (72/100, "Average"), based on a financial-strength score of 72/100 (it has no CFPB complaints on record). Strongly capitalized (11.8% capital ratio); Unprofitable over the period (ROA -3.66%).
Is Two Rivers NCUA-insured?
Yes. Two Rivers is a NCUA-insured credit union. Deposits are protected up to the standard NCUA limit of $250,000 per depositor, per ownership category.
How big is Two Rivers?
Two Rivers holds $15 million in total assets, ranking 46th of 48 credit unions we track in Arkansas. It serves 1,399 members.
Does Two Rivers have CFPB complaints?
No CFPB complaints against Two Rivers appear in our data over the analysis window, which is typical for a credit union of this size.
Similar Credit Unions
Financial data from NCUA call reports; complaint data from the CFPB Consumer Complaint Database. Bankzia is an independent resource and is not affiliated with any government agency or financial institution. Figures are for general information, not financial advice.
