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credit union

Fort Smith Teachers

Fort Smith, AR · Est. 1936
A
Trust Grade
Excellent
Score: 95/100

Fort Smith Teachers is a credit union based in Fort Smith, Arkansas, established in 1936, with $13 million in total assets serving 1,419 members. By Trust Grade it ranks 19th of 48 credit unions we track in Arkansas. Its net worth ratio of 23.7% is stronger than 87% of similarly sized credit unions, versus a Arkansas median of 16.2%. It was profitable over the most recent period, with a 0.67% return on assets. No consumer complaints against Fort Smith Teachers appear in the CFPB database over our analysis window — common for an institution of this size and a point in its favor.

Total assets
$12.9M
<$100M institution
Members
1,419
Shares & deposits
Net worth ratio
23.7%
Top 13% of <$100M peers · Arkansas median 16.2%
Return on assets
0.7%
Top 47% of <$100M peers · Arkansas median 0.57%
Rank in Arkansas
#19
of 48 credit unions

How Fort Smith Teachers compares to Arkansas peers

Net worth ratio
Top 13% of <$100M peers
Fort Smith
23.7%
Arkansas median
16.2%
Higher capital ratio = stronger financial cushion
Return on assets
Top 47% of <$100M peers
Fort Smith
0.7%
Arkansas median
0.6%
Higher ROA = more profitable relative to asset base

How we graded Fort Smith Teachers

The Trust Grade blends financial strength with complaint history. Full methodology →

Financial strength
95/100
Customer experience
n/a
Overall
A · 95
  • Strongly capitalized (23.7% capital ratio)
  • Profitable (ROA 0.67%)
  • No CFPB complaints on record

Consumer complaints (CFPB)

No CFPB complaints are on file for Fort Smith Teachers over the analysis window. For a smaller institution this is common and counts in its favor.

Are deposits at Fort Smith Teachers insured?

Yes. Fort Smith Teachers is an NCUA-insured credit union. Deposits are federally insured up to $250,000per depositor, per ownership category — regardless of this institution's Trust Grade. The grade reflects financial strength and complaint history for comparison, not the safety of insured deposits.

Fort Smith Teachers: frequently asked questions

Is Fort Smith Teachers a good credit union?

Fort Smith Teachers earns a Bankzia Trust Grade of A (95/100, "Excellent"), based on a financial-strength score of 95/100 (it has no CFPB complaints on record). Strongly capitalized (23.7% capital ratio); Profitable (ROA 0.67%).

Is Fort Smith Teachers NCUA-insured?

Yes. Fort Smith Teachers is a NCUA-insured credit union. Deposits are protected up to the standard NCUA limit of $250,000 per depositor, per ownership category.

How big is Fort Smith Teachers?

Fort Smith Teachers holds $13 million in total assets, ranking 19th of 48 credit unions we track in Arkansas. It serves 1,419 members.

Does Fort Smith Teachers have CFPB complaints?

No CFPB complaints against Fort Smith Teachers appear in our data over the analysis window, which is typical for a credit union of this size.

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Financial data from NCUA call reports; complaint data from the CFPB Consumer Complaint Database. Bankzia is an independent resource and is not affiliated with any government agency or financial institution. Figures are for general information, not financial advice.

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