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Arkansas Education Association

Little Rock, AR · Est. 1978
B
Trust Grade
Strong
Score: 85/100

Arkansas Education Association is a credit union based in Little Rock, Arkansas, established in 1978, with $8 million in total assets serving 1,917 members. By Trust Grade it ranks 37th of 48 credit unions we track in Arkansas. Its net worth ratio of 12.8% trails most similarly sized credit unions (40th percentile), versus a Arkansas median of 16.2%. It posted a loss over the most recent period (-0.57% return on assets), a point to watch. No consumer complaints against Arkansas Education Association appear in the CFPB database over our analysis window — common for an institution of this size and a point in its favor.

Total assets
$8.1M
<$100M institution
Members
1,917
Shares & deposits
Net worth ratio
12.8%
Bottom 40% of <$100M peers · Arkansas median 16.2%
Return on assets
-0.6%
Bottom 13% of <$100M peers · Arkansas median 0.57%
Rank in Arkansas
#37
of 48 credit unions

How Arkansas Education Association compares to Arkansas peers

Net worth ratio
Bottom 40% of <$100M peers
Arkansas Education
12.8%
Arkansas median
16.2%
Higher capital ratio = stronger financial cushion
Return on assets
Bottom 13% of <$100M peers
Arkansas Education
-0.6%
Arkansas median
0.6%
Higher ROA = more profitable relative to asset base

How we graded Arkansas Education Association

The Trust Grade blends financial strength with complaint history. Full methodology →

Financial strength
85/100
Customer experience
n/a
Overall
B · 85
  • Strongly capitalized (12.8% capital ratio)
  • Unprofitable over the period (ROA -0.57%)
  • No CFPB complaints on record

Consumer complaints (CFPB)

No CFPB complaints are on file for Arkansas Education Association over the analysis window. For a smaller institution this is common and counts in its favor.

Are deposits at Arkansas Education Association insured?

Yes. Arkansas Education Association is an NCUA-insured credit union. Deposits are federally insured up to $250,000per depositor, per ownership category — regardless of this institution's Trust Grade. The grade reflects financial strength and complaint history for comparison, not the safety of insured deposits.

Arkansas Education Association: frequently asked questions

Is Arkansas Education Association a good credit union?

Arkansas Education Association earns a Bankzia Trust Grade of B (85/100, "Strong"), based on a financial-strength score of 85/100 (it has no CFPB complaints on record). Strongly capitalized (12.8% capital ratio); Unprofitable over the period (ROA -0.57%).

Is Arkansas Education Association NCUA-insured?

Yes. Arkansas Education Association is a NCUA-insured credit union. Deposits are protected up to the standard NCUA limit of $250,000 per depositor, per ownership category.

How big is Arkansas Education Association?

Arkansas Education Association holds $8 million in total assets, ranking 37th of 48 credit unions we track in Arkansas. It serves 1,917 members.

Does Arkansas Education Association have CFPB complaints?

No CFPB complaints against Arkansas Education Association appear in our data over the analysis window, which is typical for a credit union of this size.

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Financial data from NCUA call reports; complaint data from the CFPB Consumer Complaint Database. Bankzia is an independent resource and is not affiliated with any government agency or financial institution. Figures are for general information, not financial advice.

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