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credit union

Cooperative Extension Service

Little Rock, AR · Est. 1946
B
Trust Grade
Strong
Score: 80/100

Cooperative Extension Service is a credit union based in Little Rock, Arkansas, established in 1946, with $5 million in total assets serving 722 members. By Trust Grade it ranks 40th of 48 credit unions we track in Arkansas. Its net worth ratio of 23.7% is stronger than 87% of similarly sized credit unions, versus a Arkansas median of 16.2%. It posted a loss over the most recent period (-1.03% return on assets), a point to watch. No consumer complaints against Cooperative Extension Service appear in the CFPB database over our analysis window — common for an institution of this size and a point in its favor.

Total assets
$5.0M
<$100M institution
Members
722
Shares & deposits
Net worth ratio
23.7%
Top 13% of <$100M peers · Arkansas median 16.2%
Return on assets
-1.0%
Bottom 8% of <$100M peers · Arkansas median 0.57%
Rank in Arkansas
#40
of 48 credit unions

How Cooperative Extension Service compares to Arkansas peers

Net worth ratio
Top 13% of <$100M peers
Cooperative Extension
23.7%
Arkansas median
16.2%
Higher capital ratio = stronger financial cushion
Return on assets
Bottom 8% of <$100M peers
Cooperative Extension
-1.0%
Arkansas median
0.6%
Higher ROA = more profitable relative to asset base

How we graded Cooperative Extension Service

The Trust Grade blends financial strength with complaint history. Full methodology →

Financial strength
80/100
Customer experience
n/a
Overall
B · 80
  • Strongly capitalized (23.7% capital ratio)
  • Unprofitable over the period (ROA -1.03%)
  • No CFPB complaints on record

Consumer complaints (CFPB)

No CFPB complaints are on file for Cooperative Extension Service over the analysis window. For a smaller institution this is common and counts in its favor.

Are deposits at Cooperative Extension Service insured?

Yes. Cooperative Extension Service is an NCUA-insured credit union. Deposits are federally insured up to $250,000per depositor, per ownership category — regardless of this institution's Trust Grade. The grade reflects financial strength and complaint history for comparison, not the safety of insured deposits.

Cooperative Extension Service: frequently asked questions

Is Cooperative Extension Service a good credit union?

Cooperative Extension Service earns a Bankzia Trust Grade of B (80/100, "Strong"), based on a financial-strength score of 80/100 (it has no CFPB complaints on record). Strongly capitalized (23.7% capital ratio); Unprofitable over the period (ROA -1.03%).

Is Cooperative Extension Service NCUA-insured?

Yes. Cooperative Extension Service is a NCUA-insured credit union. Deposits are protected up to the standard NCUA limit of $250,000 per depositor, per ownership category.

How big is Cooperative Extension Service?

Cooperative Extension Service holds $5 million in total assets, ranking 40th of 48 credit unions we track in Arkansas. It serves 722 members.

Does Cooperative Extension Service have CFPB complaints?

No CFPB complaints against Cooperative Extension Service appear in our data over the analysis window, which is typical for a credit union of this size.

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Financial data from NCUA call reports; complaint data from the CFPB Consumer Complaint Database. Bankzia is an independent resource and is not affiliated with any government agency or financial institution. Figures are for general information, not financial advice.

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