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credit union

Southern Gas

Little Rock, AR · Est. 1979
A
Trust Grade
Excellent
Score: 92/100

Southern Gas is a credit union based in Little Rock, Arkansas, established in 1979, with $6 million in total assets serving 515 members. By Trust Grade it ranks 26th of 48 credit unions we track in Arkansas. Its net worth ratio of 26.8% is stronger than 92% of similarly sized credit unions, versus a Arkansas median of 16.2%. It was profitable over the most recent period, with a 0.27% return on assets. No consumer complaints against Southern Gas appear in the CFPB database over our analysis window — common for an institution of this size and a point in its favor.

Total assets
$5.5M
<$100M institution
Members
515
Shares & deposits
Net worth ratio
26.8%
Top 8% of <$100M peers · Arkansas median 16.2%
Return on assets
0.3%
Bottom 34% of <$100M peers · Arkansas median 0.57%
Rank in Arkansas
#26
of 48 credit unions

How Southern Gas compares to Arkansas peers

Net worth ratio
Top 8% of <$100M peers
Southern Gas
26.8%
Arkansas median
16.2%
Higher capital ratio = stronger financial cushion
Return on assets
Bottom 34% of <$100M peers
Southern Gas
0.3%
Arkansas median
0.6%
Higher ROA = more profitable relative to asset base

How we graded Southern Gas

The Trust Grade blends financial strength with complaint history. Full methodology →

Financial strength
92/100
Customer experience
n/a
Overall
A · 92
  • Strongly capitalized (26.8% capital ratio)
  • Profitable (ROA 0.27%)
  • No CFPB complaints on record

Consumer complaints (CFPB)

No CFPB complaints are on file for Southern Gas over the analysis window. For a smaller institution this is common and counts in its favor.

Are deposits at Southern Gas insured?

Yes. Southern Gas is an NCUA-insured credit union. Deposits are federally insured up to $250,000per depositor, per ownership category — regardless of this institution's Trust Grade. The grade reflects financial strength and complaint history for comparison, not the safety of insured deposits.

Southern Gas: frequently asked questions

Is Southern Gas a good credit union?

Southern Gas earns a Bankzia Trust Grade of A (92/100, "Excellent"), based on a financial-strength score of 92/100 (it has no CFPB complaints on record). Strongly capitalized (26.8% capital ratio); Profitable (ROA 0.27%).

Is Southern Gas NCUA-insured?

Yes. Southern Gas is a NCUA-insured credit union. Deposits are protected up to the standard NCUA limit of $250,000 per depositor, per ownership category.

How big is Southern Gas?

Southern Gas holds $6 million in total assets, ranking 26th of 48 credit unions we track in Arkansas. It serves 515 members.

Does Southern Gas have CFPB complaints?

No CFPB complaints against Southern Gas appear in our data over the analysis window, which is typical for a credit union of this size.

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Financial data from NCUA call reports; complaint data from the CFPB Consumer Complaint Database. Bankzia is an independent resource and is not affiliated with any government agency or financial institution. Figures are for general information, not financial advice.

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