Electric Cooperatives
Electric Cooperatives is a credit union based in Little Rock, Arkansas, established in 1979, with $19 million in total assets serving 2,581 members. By Trust Grade it ranks 10th of 48 credit unions we track in Arkansas. Its net worth ratio of 14.9% is stronger than 54% of similarly sized credit unions, versus a Arkansas median of 16.2%. It was profitable over the most recent period, with a 2.12% return on assets. No consumer complaints against Electric Cooperatives appear in the CFPB database over our analysis window — common for an institution of this size and a point in its favor.
How Electric Cooperatives compares to Arkansas peers
How we graded Electric Cooperatives
The Trust Grade blends financial strength with complaint history. Full methodology →
- Strongly capitalized (14.9% capital ratio)
- Strongly profitable (ROA 2.12%)
- No CFPB complaints on record
Consumer complaints (CFPB)
No CFPB complaints are on file for Electric Cooperatives over the analysis window. For a smaller institution this is common and counts in its favor.
Are deposits at Electric Cooperatives insured?
Yes. Electric Cooperatives is an NCUA-insured credit union. Deposits are federally insured up to $250,000per depositor, per ownership category — regardless of this institution's Trust Grade. The grade reflects financial strength and complaint history for comparison, not the safety of insured deposits.
Electric Cooperatives: frequently asked questions
Is Electric Cooperatives a good credit union?
Electric Cooperatives earns a Bankzia Trust Grade of A (98/100, "Excellent"), based on a financial-strength score of 98/100 (it has no CFPB complaints on record). Strongly capitalized (14.9% capital ratio); Strongly profitable (ROA 2.12%).
Is Electric Cooperatives NCUA-insured?
Yes. Electric Cooperatives is a NCUA-insured credit union. Deposits are protected up to the standard NCUA limit of $250,000 per depositor, per ownership category.
How big is Electric Cooperatives?
Electric Cooperatives holds $19 million in total assets, ranking 10th of 48 credit unions we track in Arkansas. It serves 2,581 members.
Does Electric Cooperatives have CFPB complaints?
No CFPB complaints against Electric Cooperatives appear in our data over the analysis window, which is typical for a credit union of this size.
Similar Credit Unions
Financial data from NCUA call reports; complaint data from the CFPB Consumer Complaint Database. Bankzia is an independent resource and is not affiliated with any government agency or financial institution. Figures are for general information, not financial advice.
