credit union

Arkansas Am & N College

Pine Bluff, AR · Est. 1952
F
Trust Grade
Weak
Score: 56/100

Arkansas Am & N College is a credit union based in Pine Bluff, Arkansas, established in 1952, with $2 million in total assets serving 473 members. By Trust Grade it ranks 47th of 48 credit unions we track in Arkansas. Its net worth ratio of 7.5% trails most similarly sized credit unions (3th percentile), versus a Arkansas median of 16.2%. It posted a loss over the most recent period (-3.89% return on assets), a point to watch. No consumer complaints against Arkansas Am & N College appear in the CFPB database over our analysis window — common for an institution of this size and a point in its favor.

Total assets
$2.0M
<$100M institution
Members
473
Shares & deposits
—
Net worth ratio
7.5%
Bottom 3% of <$100M peers · Arkansas median 16.2%
Return on assets
-3.9%
Bottom 3% of <$100M peers · Arkansas median 0.57%
Rank in Arkansas
#47
of 48 credit unions

How Arkansas Am & N College compares to Arkansas peers

Net worth ratio
Bottom 3% of <$100M peers
Arkansas Am
7.5%
Arkansas median
16.2%
Higher capital ratio = stronger financial cushion
Return on assets
Bottom 3% of <$100M peers
Arkansas Am
-3.9%
Arkansas median
0.6%
Higher ROA = more profitable relative to asset base

How we graded Arkansas Am & N College

The Trust Grade blends financial strength with complaint history. Full methodology →

Financial strength
56/100
Customer experience
n/a
Overall
F · 56
  • Well-capitalized (7.5% capital ratio)
  • Unprofitable over the period (ROA -3.89%)
  • No CFPB complaints on record

Consumer complaints (CFPB)

No CFPB complaints are on file for Arkansas Am & N College over the analysis window. For a smaller institution this is common and counts in its favor.

Are deposits at Arkansas Am & N College insured?

Yes. Arkansas Am & N College is an NCUA-insured credit union. Deposits are federally insured up to $250,000per depositor, per ownership category — regardless of this institution's Trust Grade. The grade reflects financial strength and complaint history for comparison, not the safety of insured deposits.

Arkansas Am & N College: frequently asked questions

Is Arkansas Am & N College a good credit union?

Arkansas Am & N College earns a Bankzia Trust Grade of F (56/100, "Weak"), based on a financial-strength score of 56/100 (it has no CFPB complaints on record). Well-capitalized (7.5% capital ratio); Unprofitable over the period (ROA -3.89%).

Is Arkansas Am & N College NCUA-insured?

Yes. Arkansas Am & N College is a NCUA-insured credit union. Deposits are protected up to the standard NCUA limit of $250,000 per depositor, per ownership category.

How big is Arkansas Am & N College?

Arkansas Am & N College holds $2 million in total assets, ranking 47th of 48 credit unions we track in Arkansas. It serves 473 members.

Does Arkansas Am & N College have CFPB complaints?

No CFPB complaints against Arkansas Am & N College appear in our data over the analysis window, which is typical for a credit union of this size.

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Financial data from NCUA call reports; complaint data from the CFPB Consumer Complaint Database. Bankzia is an independent resource and is not affiliated with any government agency or financial institution. Figures are for general information, not financial advice.

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