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credit union

Silverado

Angwin, CA · Est. 1953
B
Trust Grade
Strong
Score: 85/100

Silverado is a credit union based in Angwin, California, established in 1953, with $49 million in total assets serving 2,932 members. By Trust Grade it ranks 149th of 241 credit unions we track in California. Its net worth ratio of 11.5% trails most similarly sized credit unions (29th percentile), versus a California median of 11.1%. It posted a loss over the most recent period (-0.35% return on assets), a point to watch. No consumer complaints against Silverado appear in the CFPB database over our analysis window — common for an institution of this size and a point in its favor.

Total assets
$48.6M
<$100M institution
Members
2,932
Shares & deposits
Net worth ratio
11.5%
Bottom 29% of <$100M peers · California median 11.1%
Return on assets
-0.3%
Bottom 15% of <$100M peers · California median 0.5%
Rank in California
#149
of 241 credit unions

How Silverado compares to California peers

Net worth ratio
Bottom 29% of <$100M peers
Silverado
11.5%
California median
11.1%
Higher capital ratio = stronger financial cushion
Return on assets
Bottom 15% of <$100M peers
Silverado
-0.3%
California median
0.5%
Higher ROA = more profitable relative to asset base

How we graded Silverado

The Trust Grade blends financial strength with complaint history. Full methodology →

Financial strength
85/100
Customer experience
n/a
Overall
B · 85
  • Strongly capitalized (11.5% capital ratio)
  • Unprofitable over the period (ROA -0.35%)
  • No CFPB complaints on record

Consumer complaints (CFPB)

No CFPB complaints are on file for Silverado over the analysis window. For a smaller institution this is common and counts in its favor.

Are deposits at Silverado insured?

Yes. Silverado is an NCUA-insured credit union. Deposits are federally insured up to $250,000per depositor, per ownership category — regardless of this institution's Trust Grade. The grade reflects financial strength and complaint history for comparison, not the safety of insured deposits.

Silverado: frequently asked questions

Is Silverado a good credit union?

Silverado earns a Bankzia Trust Grade of B (85/100, "Strong"), based on a financial-strength score of 85/100 (it has no CFPB complaints on record). Strongly capitalized (11.5% capital ratio); Unprofitable over the period (ROA -0.35%).

Is Silverado NCUA-insured?

Yes. Silverado is a NCUA-insured credit union. Deposits are protected up to the standard NCUA limit of $250,000 per depositor, per ownership category.

How big is Silverado?

Silverado holds $49 million in total assets, ranking 149th of 241 credit unions we track in California. It serves 2,932 members.

Does Silverado have CFPB complaints?

No CFPB complaints against Silverado appear in our data over the analysis window, which is typical for a credit union of this size.

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Financial data from NCUA call reports; complaint data from the CFPB Consumer Complaint Database. Bankzia is an independent resource and is not affiliated with any government agency or financial institution. Figures are for general information, not financial advice.

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