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credit union

U.P.S. Employees

Ontario, CA · Est. 1974
C
Trust Grade
Average
Score: 79/100

U.P.S. Employees is a credit union based in Ontario, California, established in 1974, with $49 million in total assets serving 5,190 members. By Trust Grade it ranks 196th of 241 credit unions we track in California. Its net worth ratio of 7.8% trails most similarly sized credit unions (4th percentile), versus a California median of 11.1%. It was profitable over the most recent period, with a 0.51% return on assets. No consumer complaints against U.P.S. Employees appear in the CFPB database over our analysis window — common for an institution of this size and a point in its favor.

Total assets
$48.9M
<$100M institution
Members
5,190
Shares & deposits
Net worth ratio
7.8%
Bottom 4% of <$100M peers · California median 11.1%
Return on assets
0.5%
Bottom 45% of <$100M peers · California median 0.5%
Rank in California
#196
of 241 credit unions

How U.P.S. Employees compares to California peers

Net worth ratio
Bottom 4% of <$100M peers
U.P.S. Employees
7.8%
California median
11.1%
Higher capital ratio = stronger financial cushion
Return on assets
Bottom 45% of <$100M peers
U.P.S. Employees
0.5%
California median
0.5%
Higher ROA = more profitable relative to asset base

How we graded U.P.S. Employees

The Trust Grade blends financial strength with complaint history. Full methodology →

Financial strength
79/100
Customer experience
n/a
Overall
C · 79
  • Well-capitalized (7.8% capital ratio)
  • Profitable (ROA 0.51%)
  • No CFPB complaints on record

Consumer complaints (CFPB)

No CFPB complaints are on file for U.P.S. Employees over the analysis window. For a smaller institution this is common and counts in its favor.

Are deposits at U.P.S. Employees insured?

Yes. U.P.S. Employees is an NCUA-insured credit union. Deposits are federally insured up to $250,000per depositor, per ownership category — regardless of this institution's Trust Grade. The grade reflects financial strength and complaint history for comparison, not the safety of insured deposits.

U.P.S. Employees: frequently asked questions

Is U.P.S. Employees a good credit union?

U.P.S. Employees earns a Bankzia Trust Grade of C (79/100, "Average"), based on a financial-strength score of 79/100 (it has no CFPB complaints on record). Well-capitalized (7.8% capital ratio); Profitable (ROA 0.51%).

Is U.P.S. Employees NCUA-insured?

Yes. U.P.S. Employees is a NCUA-insured credit union. Deposits are protected up to the standard NCUA limit of $250,000 per depositor, per ownership category.

How big is U.P.S. Employees?

U.P.S. Employees holds $49 million in total assets, ranking 196th of 241 credit unions we track in California. It serves 5,190 members.

Does U.P.S. Employees have CFPB complaints?

No CFPB complaints against U.P.S. Employees appear in our data over the analysis window, which is typical for a credit union of this size.

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Financial data from NCUA call reports; complaint data from the CFPB Consumer Complaint Database. Bankzia is an independent resource and is not affiliated with any government agency or financial institution. Figures are for general information, not financial advice.

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