United Association
United Association is a credit union based in Concord, California, established in 1957, with $14 million in total assets serving 2,160 members. By Trust Grade it ranks 203rd of 241 credit unions we track in California. Its net worth ratio of 16.9% is stronger than 66% of similarly sized credit unions, versus a California median of 11.1%. It posted a loss over the most recent period (-1.15% return on assets), a point to watch. No consumer complaints against United Association appear in the CFPB database over our analysis window — common for an institution of this size and a point in its favor.
How United Association compares to California peers
How we graded United Association
The Trust Grade blends financial strength with complaint history. Full methodology →
- Strongly capitalized (16.9% capital ratio)
- Unprofitable over the period (ROA -1.15%)
- No CFPB complaints on record
The Trust Grade is Bankzia’s independent, documented opinion computed from public FDIC/NCUA/CFPB data — not an official rating, and not a statement about the safety of insured deposits. Report a data error or dispute this grade →
Consumer complaints (CFPB)
No CFPB complaints are on file for United Association over the analysis window. For a smaller institution this is common and counts in its favor.
Are deposits at United Association insured?
Yes. United Association is an NCUA-insured credit union. Deposits are federally insured up to $250,000per depositor, per ownership category — regardless of this institution's Trust Grade. The grade reflects financial strength and complaint history for comparison, not the safety of insured deposits.
United Association: frequently asked questions
Is United Association a good credit union?
United Association earns a Bankzia Trust Grade of C (79/100, "Average"), based on a financial-strength score of 79/100 (it has no CFPB complaints on record). Strongly capitalized (16.9% capital ratio); Unprofitable over the period (ROA -1.15%).
Is United Association NCUA-insured?
Yes. United Association is a NCUA-insured credit union. Deposits are protected up to the standard NCUA limit of $250,000 per depositor, per ownership category.
How big is United Association?
United Association holds $14 million in total assets, ranking 203rd of 241 credit unions we track in California. It serves 2,160 members.
Does United Association have CFPB complaints?
No CFPB complaints against United Association appear in our data over the analysis window, which is typical for a credit union of this size.
Similar Credit Unions
Financial data from NCUA call reports; complaint data from the CFPB Consumer Complaint Database. Bankzia is an independent resource and is not affiliated with any government agency or financial institution. Figures are for general information, not financial advice.
