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credit union

Corazo

El Centro, CA · Est. 1942
A
Trust Grade
Excellent
Score: 90/100

Corazo is a credit union based in El Centro, California, established in 1942, with $242 million in total assets serving 23,794 members. By Trust Grade it ranks 114th of 241 credit unions we track in California. Its net worth ratio of 13.8% is stronger than 79% of similarly sized credit unions, versus a California median of 11.1%. It posted a loss over the most recent period (-0.01% return on assets), a point to watch. No consumer complaints against Corazo appear in the CFPB database over our analysis window — common for an institution of this size and a point in its favor.

Total assets
$241.8M
$100M–1B institution
Members
23,794
Shares & deposits
Net worth ratio
13.8%
Top 21% of $100M–1B peers · California median 11.1%
Return on assets
-0.0%
Bottom 7% of $100M–1B peers · California median 0.5%
Rank in California
#114
of 241 credit unions

How Corazo compares to California peers

Net worth ratio
Top 21% of $100M–1B peers
Corazo
13.8%
California median
11.1%
Higher capital ratio = stronger financial cushion
Return on assets
Bottom 7% of $100M–1B peers
Corazo
-0.0%
California median
0.5%
Higher ROA = more profitable relative to asset base

How we graded Corazo

The Trust Grade blends financial strength with complaint history. Full methodology →

Financial strength
90/100
Customer experience
n/a
Overall
A · 90
  • Strongly capitalized (13.8% capital ratio)
  • Unprofitable over the period (ROA -0.01%)
  • No CFPB complaints on record

Consumer complaints (CFPB)

No CFPB complaints are on file for Corazo over the analysis window. For a smaller institution this is common and counts in its favor.

Are deposits at Corazo insured?

Yes. Corazo is an NCUA-insured credit union. Deposits are federally insured up to $250,000per depositor, per ownership category — regardless of this institution's Trust Grade. The grade reflects financial strength and complaint history for comparison, not the safety of insured deposits.

Corazo: frequently asked questions

Is Corazo a good credit union?

Corazo earns a Bankzia Trust Grade of A (90/100, "Excellent"), based on a financial-strength score of 90/100 (it has no CFPB complaints on record). Strongly capitalized (13.8% capital ratio); Unprofitable over the period (ROA -0.01%).

Is Corazo NCUA-insured?

Yes. Corazo is a NCUA-insured credit union. Deposits are protected up to the standard NCUA limit of $250,000 per depositor, per ownership category.

How big is Corazo?

Corazo holds $242 million in total assets, ranking 114th of 241 credit unions we track in California. It serves 23,794 members.

Does Corazo have CFPB complaints?

No CFPB complaints against Corazo appear in our data over the analysis window, which is typical for a credit union of this size.

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Financial data from NCUA call reports; complaint data from the CFPB Consumer Complaint Database. Bankzia is an independent resource and is not affiliated with any government agency or financial institution. Figures are for general information, not financial advice.

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