Chaffey
Chaffey is a credit union based in Upland, California, established in 1964, with $229 million in total assets serving 11,786 members. By Trust Grade it ranks 217th of 241 credit unions we track in California. Its net worth ratio of 7.8% trails most similarly sized credit unions (3th percentile), versus a California median of 11.1%. It posted a loss over the most recent period (-0.11% return on assets), a point to watch. No consumer complaints against Chaffey appear in the CFPB database over our analysis window — common for an institution of this size and a point in its favor.
How Chaffey compares to California peers
How we graded Chaffey
The Trust Grade blends financial strength with complaint history. Full methodology →
- Well-capitalized (7.8% capital ratio)
- Unprofitable over the period (ROA -0.11%)
- No CFPB complaints on record
Consumer complaints (CFPB)
No CFPB complaints are on file for Chaffey over the analysis window. For a smaller institution this is common and counts in its favor.
Are deposits at Chaffey insured?
Yes. Chaffey is an NCUA-insured credit union. Deposits are federally insured up to $250,000per depositor, per ownership category — regardless of this institution's Trust Grade. The grade reflects financial strength and complaint history for comparison, not the safety of insured deposits.
Chaffey: frequently asked questions
Is Chaffey a good credit union?
Chaffey earns a Bankzia Trust Grade of C (74/100, "Average"), based on a financial-strength score of 74/100 (it has no CFPB complaints on record). Well-capitalized (7.8% capital ratio); Unprofitable over the period (ROA -0.11%).
Is Chaffey NCUA-insured?
Yes. Chaffey is a NCUA-insured credit union. Deposits are protected up to the standard NCUA limit of $250,000 per depositor, per ownership category.
How big is Chaffey?
Chaffey holds $229 million in total assets, ranking 217th of 241 credit unions we track in California. It serves 11,786 members.
Does Chaffey have CFPB complaints?
No CFPB complaints against Chaffey appear in our data over the analysis window, which is typical for a credit union of this size.
Similar Credit Unions
Financial data from NCUA call reports; complaint data from the CFPB Consumer Complaint Database. Bankzia is an independent resource and is not affiliated with any government agency or financial institution. Figures are for general information, not financial advice.
