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credit union

Fontana

Fontana, CA · Est. 1959
79/ 100
Trust Grade
Average
79 out of 100

Fontana is a credit union based in Fontana, California, established in 1959, with $17 million in total assets serving 1,429 members. By Trust Grade it ranks 197th of 241 credit unions we track in California. Its net worth ratio of 8.7% trails most similarly sized credit unions (9th percentile), versus a California median of 11.1%. It was profitable over the most recent period, with a 0.10% return on assets. No consumer complaints against Fontana appear in the CFPB database over our analysis window — common for an institution of this size and a point in its favor.

Total assets
$17.2M
<$100M institution
Members
1,429
Shares & deposits
Net worth ratio
8.7%
Bottom 9% of <$100M peers · California median 11.1%
Return on assets
0.1%
Bottom 26% of <$100M peers · California median 0.5%
Rank in California
#197
of 241 credit unions

How Fontana compares to California peers

Net worth ratio
Bottom 9% of <$100M peers
Fontana
8.7%
California median
11.1%
Higher capital ratio = stronger financial cushion
Return on assets
Bottom 26% of <$100M peers
Fontana
0.1%
California median
0.5%
Higher ROA = more profitable relative to asset base

How we graded Fontana

The Trust Grade blends financial strength with complaint history. Full methodology →

Financial strength
79/100
Customer experience
n/a
Overall
79/100
  • Well-capitalized (8.7% capital ratio)
  • Profitable (ROA 0.10%)
  • No CFPB complaints on record

The Trust Grade is Bankzia’s independent, documented opinion computed from public FDIC/NCUA/CFPB data — not an official rating, and not a statement about the safety of insured deposits. Report a data error or dispute this grade →

Consumer complaints (CFPB)

No CFPB complaints are on file for Fontana over the analysis window. For a smaller institution this is common and counts in its favor.

Are deposits at Fontana insured?

Yes. Fontana is an NCUA-insured credit union. Deposits are federally insured up to $250,000per depositor, per ownership category — regardless of this institution's Trust Grade. The grade reflects financial strength and complaint history for comparison, not the safety of insured deposits.

Fontana: frequently asked questions

Is Fontana a good credit union?

Fontana earns a Bankzia Trust Grade of C (79/100, "Average"), based on a financial-strength score of 79/100 (it has no CFPB complaints on record). Well-capitalized (8.7% capital ratio); Profitable (ROA 0.10%).

Is Fontana NCUA-insured?

Yes. Fontana is a NCUA-insured credit union. Deposits are protected up to the standard NCUA limit of $250,000 per depositor, per ownership category.

How big is Fontana?

Fontana holds $17 million in total assets, ranking 197th of 241 credit unions we track in California. It serves 1,429 members.

Does Fontana have CFPB complaints?

No CFPB complaints against Fontana appear in our data over the analysis window, which is typical for a credit union of this size.

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Financial data from NCUA call reports; complaint data from the CFPB Consumer Complaint Database. Bankzia is an independent resource and is not affiliated with any government agency or financial institution. Figures are for general information, not financial advice.

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