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credit union

Inland Valley

Fontana, CA · Est. 1948
C
Trust Grade
Average
Score: 79/100

Inland Valley is a credit union based in Fontana, California, established in 1948, with $54 million in total assets serving 3,142 members. By Trust Grade it ranks 194th of 241 credit unions we track in California. Its net worth ratio of 8.5% trails most similarly sized credit unions (7th percentile), versus a California median of 11.1%. It was profitable over the most recent period, with a 0.19% return on assets. No consumer complaints against Inland Valley appear in the CFPB database over our analysis window — common for an institution of this size and a point in its favor.

Total assets
$54.3M
<$100M institution
Members
3,142
Shares & deposits
Net worth ratio
8.5%
Bottom 7% of <$100M peers · California median 11.1%
Return on assets
0.2%
Bottom 29% of <$100M peers · California median 0.5%
Rank in California
#194
of 241 credit unions

How Inland Valley compares to California peers

Net worth ratio
Bottom 7% of <$100M peers
Inland Valley
8.5%
California median
11.1%
Higher capital ratio = stronger financial cushion
Return on assets
Bottom 29% of <$100M peers
Inland Valley
0.2%
California median
0.5%
Higher ROA = more profitable relative to asset base

How we graded Inland Valley

The Trust Grade blends financial strength with complaint history. Full methodology →

Financial strength
79/100
Customer experience
n/a
Overall
C · 79
  • Well-capitalized (8.5% capital ratio)
  • Profitable (ROA 0.19%)
  • No CFPB complaints on record

Consumer complaints (CFPB)

No CFPB complaints are on file for Inland Valley over the analysis window. For a smaller institution this is common and counts in its favor.

Are deposits at Inland Valley insured?

Yes. Inland Valley is an NCUA-insured credit union. Deposits are federally insured up to $250,000per depositor, per ownership category — regardless of this institution's Trust Grade. The grade reflects financial strength and complaint history for comparison, not the safety of insured deposits.

Inland Valley: frequently asked questions

Is Inland Valley a good credit union?

Inland Valley earns a Bankzia Trust Grade of C (79/100, "Average"), based on a financial-strength score of 79/100 (it has no CFPB complaints on record). Well-capitalized (8.5% capital ratio); Profitable (ROA 0.19%).

Is Inland Valley NCUA-insured?

Yes. Inland Valley is a NCUA-insured credit union. Deposits are protected up to the standard NCUA limit of $250,000 per depositor, per ownership category.

How big is Inland Valley?

Inland Valley holds $54 million in total assets, ranking 194th of 241 credit unions we track in California. It serves 3,142 members.

Does Inland Valley have CFPB complaints?

No CFPB complaints against Inland Valley appear in our data over the analysis window, which is typical for a credit union of this size.

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Financial data from NCUA call reports; complaint data from the CFPB Consumer Complaint Database. Bankzia is an independent resource and is not affiliated with any government agency or financial institution. Figures are for general information, not financial advice.

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