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credit union

Jacom

Los Angeles, CA · Est. 1951
87/ 100
Trust Grade
Strong
87 out of 100

Jacom is a credit union based in Los Angeles, California, established in 1951, with $55 million in total assets serving 7,757 members. By Trust Grade it ranks 135th of 241 credit unions we track in California. Its net worth ratio of 16.3% is stronger than 63% of similarly sized credit unions, versus a California median of 11.1%. It posted a loss over the most recent period (-0.30% return on assets), a point to watch. No consumer complaints against Jacom appear in the CFPB database over our analysis window — common for an institution of this size and a point in its favor.

Total assets
$54.9M
<$100M institution
Members
7,757
Shares & deposits
Net worth ratio
16.3%
Top 37% of <$100M peers · California median 11.1%
Return on assets
-0.3%
Bottom 16% of <$100M peers · California median 0.5%
Rank in California
#135
of 241 credit unions

How Jacom compares to California peers

Net worth ratio
Top 37% of <$100M peers
Jacom
16.3%
California median
11.1%
Higher capital ratio = stronger financial cushion
Return on assets
Bottom 16% of <$100M peers
Jacom
-0.3%
California median
0.5%
Higher ROA = more profitable relative to asset base

How we graded Jacom

The Trust Grade blends financial strength with complaint history. Full methodology →

Financial strength
87/100
Customer experience
n/a
Overall
87/100
  • Strongly capitalized (16.3% capital ratio)
  • Unprofitable over the period (ROA -0.30%)
  • No CFPB complaints on record

The Trust Grade is Bankzia’s independent, documented opinion computed from public FDIC/NCUA/CFPB data — not an official rating, and not a statement about the safety of insured deposits. Report a data error or dispute this grade →

Consumer complaints (CFPB)

No CFPB complaints are on file for Jacom over the analysis window. For a smaller institution this is common and counts in its favor.

Are deposits at Jacom insured?

Yes. Jacom is an NCUA-insured credit union. Deposits are federally insured up to $250,000per depositor, per ownership category — regardless of this institution's Trust Grade. The grade reflects financial strength and complaint history for comparison, not the safety of insured deposits.

Jacom: frequently asked questions

Is Jacom a good credit union?

Jacom earns a Bankzia Trust Grade of B (87/100, "Strong"), based on a financial-strength score of 87/100 (it has no CFPB complaints on record). Strongly capitalized (16.3% capital ratio); Unprofitable over the period (ROA -0.30%).

Is Jacom NCUA-insured?

Yes. Jacom is a NCUA-insured credit union. Deposits are protected up to the standard NCUA limit of $250,000 per depositor, per ownership category.

How big is Jacom?

Jacom holds $55 million in total assets, ranking 135th of 241 credit unions we track in California. It serves 7,757 members.

Does Jacom have CFPB complaints?

No CFPB complaints against Jacom appear in our data over the analysis window, which is typical for a credit union of this size.

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Financial data from NCUA call reports; complaint data from the CFPB Consumer Complaint Database. Bankzia is an independent resource and is not affiliated with any government agency or financial institution. Figures are for general information, not financial advice.

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