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credit union

San Joaquin Power Employees

Fresno, CA · Est. 1934
A
Trust Grade
Excellent
Score: 93/100

San Joaquin Power Employees is a credit union based in Fresno, California, established in 1934, with $173 million in total assets serving 6,531 members. By Trust Grade it ranks 81st of 241 credit unions we track in California. Its net worth ratio of 15.3% is stronger than 88% of similarly sized credit unions, versus a California median of 11.1%. It was profitable over the most recent period, with a 0.36% return on assets. No consumer complaints against San Joaquin Power Employees appear in the CFPB database over our analysis window — common for an institution of this size and a point in its favor.

Total assets
$173.3M
$100M–1B institution
Members
6,531
Shares & deposits
Net worth ratio
15.3%
Top 12% of $100M–1B peers · California median 11.1%
Return on assets
0.4%
Bottom 27% of $100M–1B peers · California median 0.5%
Rank in California
#81
of 241 credit unions

How San Joaquin Power Employees compares to California peers

Net worth ratio
Top 12% of $100M–1B peers
San Joaquin
15.3%
California median
11.1%
Higher capital ratio = stronger financial cushion
Return on assets
Bottom 27% of $100M–1B peers
San Joaquin
0.4%
California median
0.5%
Higher ROA = more profitable relative to asset base

How we graded San Joaquin Power Employees

The Trust Grade blends financial strength with complaint history. Full methodology →

Financial strength
93/100
Customer experience
n/a
Overall
A · 93
  • Strongly capitalized (15.3% capital ratio)
  • Profitable (ROA 0.36%)
  • No CFPB complaints on record

Consumer complaints (CFPB)

No CFPB complaints are on file for San Joaquin Power Employees over the analysis window. For a smaller institution this is common and counts in its favor.

Are deposits at San Joaquin Power Employees insured?

Yes. San Joaquin Power Employees is an NCUA-insured credit union. Deposits are federally insured up to $250,000per depositor, per ownership category — regardless of this institution's Trust Grade. The grade reflects financial strength and complaint history for comparison, not the safety of insured deposits.

San Joaquin Power Employees: frequently asked questions

Is San Joaquin Power Employees a good credit union?

San Joaquin Power Employees earns a Bankzia Trust Grade of A (93/100, "Excellent"), based on a financial-strength score of 93/100 (it has no CFPB complaints on record). Strongly capitalized (15.3% capital ratio); Profitable (ROA 0.36%).

Is San Joaquin Power Employees NCUA-insured?

Yes. San Joaquin Power Employees is a NCUA-insured credit union. Deposits are protected up to the standard NCUA limit of $250,000 per depositor, per ownership category.

How big is San Joaquin Power Employees?

San Joaquin Power Employees holds $173 million in total assets, ranking 81st of 241 credit unions we track in California. It serves 6,531 members.

Does San Joaquin Power Employees have CFPB complaints?

No CFPB complaints against San Joaquin Power Employees appear in our data over the analysis window, which is typical for a credit union of this size.

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Financial data from NCUA call reports; complaint data from the CFPB Consumer Complaint Database. Bankzia is an independent resource and is not affiliated with any government agency or financial institution. Figures are for general information, not financial advice.

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