Vida
Vida is a credit union based in Ontario, California, established in 1961, with $173 million in total assets serving 10,151 members. By Trust Grade it ranks 65th of 241 credit unions we track in California. Its net worth ratio of 13.8% is stronger than 79% of similarly sized credit unions, versus a California median of 11.1%. It was profitable over the most recent period, with a 0.52% return on assets. No consumer complaints against Vida appear in the CFPB database over our analysis window — common for an institution of this size and a point in its favor.
How Vida compares to California peers
How we graded Vida
The Trust Grade blends financial strength with complaint history. Full methodology →
- Strongly capitalized (13.8% capital ratio)
- Profitable (ROA 0.52%)
- No CFPB complaints on record
Consumer complaints (CFPB)
No CFPB complaints are on file for Vida over the analysis window. For a smaller institution this is common and counts in its favor.
Are deposits at Vida insured?
Yes. Vida is an NCUA-insured credit union. Deposits are federally insured up to $250,000per depositor, per ownership category — regardless of this institution's Trust Grade. The grade reflects financial strength and complaint history for comparison, not the safety of insured deposits.
Vida: frequently asked questions
Is Vida a good credit union?
Vida earns a Bankzia Trust Grade of A (94/100, "Excellent"), based on a financial-strength score of 94/100 (it has no CFPB complaints on record). Strongly capitalized (13.8% capital ratio); Profitable (ROA 0.52%).
Is Vida NCUA-insured?
Yes. Vida is a NCUA-insured credit union. Deposits are protected up to the standard NCUA limit of $250,000 per depositor, per ownership category.
How big is Vida?
Vida holds $173 million in total assets, ranking 65th of 241 credit unions we track in California. It serves 10,151 members.
Does Vida have CFPB complaints?
No CFPB complaints against Vida appear in our data over the analysis window, which is typical for a credit union of this size.
Similar Credit Unions
Financial data from NCUA call reports; complaint data from the CFPB Consumer Complaint Database. Bankzia is an independent resource and is not affiliated with any government agency or financial institution. Figures are for general information, not financial advice.
