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credit union

Caltech Employees

La Canada, CA · Est. 1950
B
Trust Grade
Strong
Score: 83/100

Caltech Employees is a credit union based in La Canada, California, established in 1950, with $2.2 billion in total assets serving 31,637 members. By Trust Grade it ranks 165th of 241 credit unions we track in California. Its net worth ratio of 9.7% trails most similarly sized credit unions (26th percentile), versus a California median of 11.1%. It was profitable over the most recent period, with a 0.12% return on assets. No consumer complaints against Caltech Employees appear in the CFPB database over our analysis window — common for an institution of this size and a point in its favor.

Total assets
$2.2B
$1B–10B institution
Members
31,637
Shares & deposits
Net worth ratio
9.7%
Bottom 26% of $1B–10B peers · California median 11.1%
Return on assets
0.1%
Bottom 7% of $1B–10B peers · California median 0.5%
Rank in California
#165
of 241 credit unions

How Caltech Employees compares to California peers

Net worth ratio
Bottom 26% of $1B–10B peers
Caltech Employees
9.7%
California median
11.1%
Higher capital ratio = stronger financial cushion
Return on assets
Bottom 7% of $1B–10B peers
Caltech Employees
0.1%
California median
0.5%
Higher ROA = more profitable relative to asset base

How we graded Caltech Employees

The Trust Grade blends financial strength with complaint history. Full methodology →

Financial strength
83/100
Customer experience
n/a
Overall
B · 83
  • Well-capitalized (9.7% capital ratio)
  • Profitable (ROA 0.12%)
  • No CFPB complaints on record

Consumer complaints (CFPB)

No CFPB complaints are on file for Caltech Employees over the analysis window. For a smaller institution this is common and counts in its favor.

Are deposits at Caltech Employees insured?

Yes. Caltech Employees is an NCUA-insured credit union. Deposits are federally insured up to $250,000per depositor, per ownership category — regardless of this institution's Trust Grade. The grade reflects financial strength and complaint history for comparison, not the safety of insured deposits.

Caltech Employees: frequently asked questions

Is Caltech Employees a good credit union?

Caltech Employees earns a Bankzia Trust Grade of B (83/100, "Strong"), based on a financial-strength score of 83/100 (it has no CFPB complaints on record). Well-capitalized (9.7% capital ratio); Profitable (ROA 0.12%).

Is Caltech Employees NCUA-insured?

Yes. Caltech Employees is a NCUA-insured credit union. Deposits are protected up to the standard NCUA limit of $250,000 per depositor, per ownership category.

How big is Caltech Employees?

Caltech Employees holds $2.2 billion in total assets, ranking 165th of 241 credit unions we track in California. It serves 31,637 members.

Does Caltech Employees have CFPB complaints?

No CFPB complaints against Caltech Employees appear in our data over the analysis window, which is typical for a credit union of this size.

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Financial data from NCUA call reports; complaint data from the CFPB Consumer Complaint Database. Bankzia is an independent resource and is not affiliated with any government agency or financial institution. Figures are for general information, not financial advice.

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