Mypoint
Mypoint is a credit union based in San Diego, California, established in 1948, with $701 million in total assets serving 28,091 members. By Trust Grade it ranks 201st of 241 credit unions we track in California. Its net worth ratio of 8.5% trails most similarly sized credit unions (8th percentile), versus a California median of 11.1%. It was profitable over the most recent period, with a 0.17% return on assets. No consumer complaints against Mypoint appear in the CFPB database over our analysis window — common for an institution of this size and a point in its favor.
How Mypoint compares to California peers
How we graded Mypoint
The Trust Grade blends financial strength with complaint history. Full methodology →
- Well-capitalized (8.5% capital ratio)
- Profitable (ROA 0.17%)
- No CFPB complaints on record
Consumer complaints (CFPB)
No CFPB complaints are on file for Mypoint over the analysis window. For a smaller institution this is common and counts in its favor.
Are deposits at Mypoint insured?
Yes. Mypoint is an NCUA-insured credit union. Deposits are federally insured up to $250,000per depositor, per ownership category — regardless of this institution's Trust Grade. The grade reflects financial strength and complaint history for comparison, not the safety of insured deposits.
Mypoint: frequently asked questions
Is Mypoint a good credit union?
Mypoint earns a Bankzia Trust Grade of C (79/100, "Average"), based on a financial-strength score of 79/100 (it has no CFPB complaints on record). Well-capitalized (8.5% capital ratio); Profitable (ROA 0.17%).
Is Mypoint NCUA-insured?
Yes. Mypoint is a NCUA-insured credit union. Deposits are protected up to the standard NCUA limit of $250,000 per depositor, per ownership category.
How big is Mypoint?
Mypoint holds $701 million in total assets, ranking 201st of 241 credit unions we track in California. It serves 28,091 members.
Does Mypoint have CFPB complaints?
No CFPB complaints against Mypoint appear in our data over the analysis window, which is typical for a credit union of this size.
Similar Credit Unions
Financial data from NCUA call reports; complaint data from the CFPB Consumer Complaint Database. Bankzia is an independent resource and is not affiliated with any government agency or financial institution. Figures are for general information, not financial advice.
