Coasthills
Coasthills is a credit union based in Santa Maria, California, established in 1958, with $1.8 billion in total assets serving 83,931 members. By Trust Grade it ranks 223rd of 241 credit unions we track in California. Its net worth ratio of 8.0% trails most similarly sized credit unions (2th percentile), versus a California median of 11.1%. It posted a loss over the most recent period (-0.18% return on assets), a point to watch. No consumer complaints against Coasthills appear in the CFPB database over our analysis window — common for an institution of this size and a point in its favor.
How Coasthills compares to California peers
How we graded Coasthills
The Trust Grade blends financial strength with complaint history. Full methodology →
- Well-capitalized (8.0% capital ratio)
- Unprofitable over the period (ROA -0.18%)
- No CFPB complaints on record
The Trust Grade is Bankzia’s independent, documented opinion computed from public FDIC/NCUA/CFPB data — not an official rating, and not a statement about the safety of insured deposits. Report a data error or dispute this grade →
Consumer complaints (CFPB)
No CFPB complaints are on file for Coasthills over the analysis window. For a smaller institution this is common and counts in its favor.
Are deposits at Coasthills insured?
Yes. Coasthills is an NCUA-insured credit union. Deposits are federally insured up to $250,000per depositor, per ownership category — regardless of this institution's Trust Grade. The grade reflects financial strength and complaint history for comparison, not the safety of insured deposits.
Coasthills: frequently asked questions
Is Coasthills a good credit union?
Coasthills earns a Bankzia Trust Grade of C (74/100, "Average"), based on a financial-strength score of 74/100 (it has no CFPB complaints on record). Well-capitalized (8.0% capital ratio); Unprofitable over the period (ROA -0.18%).
Is Coasthills NCUA-insured?
Yes. Coasthills is a NCUA-insured credit union. Deposits are protected up to the standard NCUA limit of $250,000 per depositor, per ownership category.
How big is Coasthills?
Coasthills holds $1.8 billion in total assets, ranking 223rd of 241 credit unions we track in California. It serves 83,931 members.
Does Coasthills have CFPB complaints?
No CFPB complaints against Coasthills appear in our data over the analysis window, which is typical for a credit union of this size.
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Financial data from NCUA call reports; complaint data from the CFPB Consumer Complaint Database. Bankzia is an independent resource and is not affiliated with any government agency or financial institution. Figures are for general information, not financial advice.
