Torrance Community
Torrance Community is a credit union based in Torrance, California, established in 1958, with $160 million in total assets serving 8,075 members. By Trust Grade it ranks 123rd of 241 credit unions we track in California. Its net worth ratio of 10.2% trails most similarly sized credit unions (34th percentile), versus a California median of 11.1%. It was profitable over the most recent period, with a 0.61% return on assets. No consumer complaints against Torrance Community appear in the CFPB database over our analysis window — common for an institution of this size and a point in its favor.
How Torrance Community compares to California peers
How we graded Torrance Community
The Trust Grade blends financial strength with complaint history. Full methodology →
- Well-capitalized (10.2% capital ratio)
- Profitable (ROA 0.61%)
- No CFPB complaints on record
Consumer complaints (CFPB)
No CFPB complaints are on file for Torrance Community over the analysis window. For a smaller institution this is common and counts in its favor.
Are deposits at Torrance Community insured?
Yes. Torrance Community is an NCUA-insured credit union. Deposits are federally insured up to $250,000per depositor, per ownership category — regardless of this institution's Trust Grade. The grade reflects financial strength and complaint history for comparison, not the safety of insured deposits.
Torrance Community: frequently asked questions
Is Torrance Community a good credit union?
Torrance Community earns a Bankzia Trust Grade of B (88/100, "Strong"), based on a financial-strength score of 88/100 (it has no CFPB complaints on record). Well-capitalized (10.2% capital ratio); Profitable (ROA 0.61%).
Is Torrance Community NCUA-insured?
Yes. Torrance Community is a NCUA-insured credit union. Deposits are protected up to the standard NCUA limit of $250,000 per depositor, per ownership category.
How big is Torrance Community?
Torrance Community holds $160 million in total assets, ranking 123rd of 241 credit unions we track in California. It serves 8,075 members.
Does Torrance Community have CFPB complaints?
No CFPB complaints against Torrance Community appear in our data over the analysis window, which is typical for a credit union of this size.
Similar Credit Unions
Financial data from NCUA call reports; complaint data from the CFPB Consumer Complaint Database. Bankzia is an independent resource and is not affiliated with any government agency or financial institution. Figures are for general information, not financial advice.
