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credit union

Kings

Hanford, CA · Est. 1955
91/ 100
Trust Grade
Excellent
91 out of 100

Kings is a credit union based in Hanford, California, established in 1955, with $163 million in total assets serving 9,664 members. By Trust Grade it ranks 101st of 241 credit unions we track in California. Its net worth ratio of 15.6% is stronger than 89% of similarly sized credit unions, versus a California median of 11.1%. It was profitable over the most recent period, with a 0.80% return on assets. Consumers filed 18 complaints about KINGS CREDIT SERVICES with the CFPB — 110.5 per $1B in assets, a higher rate than 85% of peers.

Total assets
$162.9M
$100M–1B institution
Members
9,664
Shares & deposits
Net worth ratio
15.6%
Top 11% of $100M–1B peers · California median 11.1%
Return on assets
0.8%
Top 42% of $100M–1B peers · California median 0.5%
Rank in California
#101
of 241 credit unions

How Kings compares to California peers

Net worth ratio
Top 11% of $100M–1B peers
Kings
15.6%
California median
11.1%
Higher capital ratio = stronger financial cushion
Return on assets
Top 42% of $100M–1B peers
Kings
0.8%
California median
0.5%
Higher ROA = more profitable relative to asset base

How we graded Kings

The Trust Grade blends financial strength with complaint history. Full methodology →

Financial strength
96/100
Customer experience
45.5/100
Overall
91/100
  • Strongly capitalized (15.6% capital ratio)
  • Profitable (ROA 0.80%)
  • 110.5 complaints per $1B in assets

The Trust Grade is Bankzia’s independent, documented opinion computed from public FDIC/NCUA/CFPB data — not an official rating, and not a statement about the safety of insured deposits. Report a data error or dispute this grade →

Consumer complaints (CFPB)

18 complaints filed with the CFPB against KINGS CREDIT SERVICES — 110.5 per $1B in assets.

These records were matched to Kings by name and may include complaints filed against other institutions with similar names. Complaint counts reflect what consumers reported to the CFPB and are not findings of wrongdoing. Report a mismatch →

Total complaints
18
Per $1B assets
110.5
Lower = better

Are deposits at Kings insured?

Yes. Kings is an NCUA-insured credit union. Deposits are federally insured up to $250,000per depositor, per ownership category — regardless of this institution's Trust Grade. The grade reflects financial strength and complaint history for comparison, not the safety of insured deposits.

Kings: frequently asked questions

Is Kings a good credit union?

Kings earns a Bankzia Trust Grade of A (91/100, "Excellent"), based on a financial-strength score of 96/100 and a customer-experience score of 45.5/100. Strongly capitalized (15.6% capital ratio); Profitable (ROA 0.80%).

Is Kings NCUA-insured?

Yes. Kings is a NCUA-insured credit union. Deposits are protected up to the standard NCUA limit of $250,000 per depositor, per ownership category.

How big is Kings?

Kings holds $163 million in total assets, ranking 101st of 241 credit unions we track in California. It serves 9,664 members.

How many complaints does Kings have?

Consumers filed 18 complaints about KINGS CREDIT SERVICES with the CFPB, or 110.5 per $1B in assets.

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Financial data from NCUA call reports; complaint data from the CFPB Consumer Complaint Database. Bankzia is an independent resource and is not affiliated with any government agency or financial institution. Figures are for general information, not financial advice.

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