Meritrust
Meritrust is a credit union based in Broomfield, Colorado, established in 1950, with $4.2 billion in total assets serving 209,548 members. By Trust Grade it ranks 51st of 62 credit unions we track in Colorado. Its net worth ratio of 8.0% trails most similarly sized credit unions (3th percentile), versus a Colorado median of 11.3%. It was profitable over the most recent period, with a 0.26% return on assets. No consumer complaints against Meritrust appear in the CFPB database over our analysis window — common for an institution of this size and a point in its favor.
How Meritrust compares to Colorado peers
How we graded Meritrust
The Trust Grade blends financial strength with complaint history. Full methodology →
- Well-capitalized (8.0% capital ratio)
- Profitable (ROA 0.26%)
- No CFPB complaints on record
Consumer complaints (CFPB)
No CFPB complaints are on file for Meritrust over the analysis window. For a smaller institution this is common and counts in its favor.
Are deposits at Meritrust insured?
Yes. Meritrust is an NCUA-insured credit union. Deposits are federally insured up to $250,000per depositor, per ownership category — regardless of this institution's Trust Grade. The grade reflects financial strength and complaint history for comparison, not the safety of insured deposits.
Meritrust: frequently asked questions
Is Meritrust a good credit union?
Meritrust earns a Bankzia Trust Grade of C (78/100, "Average"), based on a financial-strength score of 78/100 (it has no CFPB complaints on record). Well-capitalized (8.0% capital ratio); Profitable (ROA 0.26%).
Is Meritrust NCUA-insured?
Yes. Meritrust is a NCUA-insured credit union. Deposits are protected up to the standard NCUA limit of $250,000 per depositor, per ownership category.
How big is Meritrust?
Meritrust holds $4.2 billion in total assets, ranking 51st of 62 credit unions we track in Colorado. It serves 209,548 members.
Does Meritrust have CFPB complaints?
No CFPB complaints against Meritrust appear in our data over the analysis window, which is typical for a credit union of this size.
Similar Credit Unions
Financial data from NCUA call reports; complaint data from the CFPB Consumer Complaint Database. Bankzia is an independent resource and is not affiliated with any government agency or financial institution. Figures are for general information, not financial advice.
